General Contractor Permits & Licenses in Lakewood, CO

Complete guide to permits and licenses required to start a general contractor in Lakewood, CO. Fees, renewal cycles, and agency contacts.

Colorado Secretary of State LLC Formation and Registration

Colorado Secretary of State
Required
Fee: $50.00-$50.00
Renewal: one time
Type: registration

All LLCs must file Articles of Organization; annual Periodic Report required separately

Colorado LLC Annual Periodic Report

Colorado Secretary of State
Required
Fee: $10.00-$10.00
Renewal: annual
Type: registration

Required for all LLCs to maintain good standing

Assumed or Fictitious Name Registration (DBA)

Colorado Secretary of State
May Apply
Fee: $20.00-$20.00
Renewal: one time
Type: registration

Registration valid 5 years; renewal required

Colorado Sales Tax License

Colorado Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

General contractors often sell materials; monthly/quarterly filing required based on revenue

Statewide Contractor License

None - No statewide requirement
Required
Renewal: one time
Type: license

Colorado does not require a statewide general contractor license as of 2024

Public Projects Contractor Registration

Colorado Department of Labor and Employment
May Apply
Fee: $75.00-$75.00
Renewal: annual
Type: registration

Requires workers' comp coverage proof and good standing; renewed annually by June 30

Colorado Withholding Tax Registration

Colorado Department of Revenue
May Apply
Renewal: one time
Type: registration

All employers in Colorado must register for withholding tax, even if only one employee is hired. This includes the owner if on payroll. Registration is required before the first payroll is processed.

Colorado Unemployment Insurance Tax Registration

Colorado Department of Labor and Employment (CDLE)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Employers must register with the Colorado Unemployment Insurance program. Employers pay unemployment insurance tax on the first $14,000 of wages per employee annually (as of 2024). New employers are assigned a rate of 0.09% for the first year.

Colorado State Income Tax Registration

Colorado Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Colorado does not require separate state income tax registration for LLCs. Business income is reported on the owners' Colorado Individual Income Tax returns (Form 104). However, if the LLC elects corporate taxation, Form 1120-COR must be filed annually.

Colorado Business Privilege License (Local)

Local City or County Government
May Apply
Fee: $125.00-$125.00
Renewal: one time
Type: registration

Most cities and counties in Colorado require a local business license or privilege tax for contractors. Examples include Denver, Aurora, Colorado Springs, and Fort Collins. Fees and requirements vary. Contractors may also need to register with local building departments or obtain contractor-specific permits.

Colorado Workers' Compensation Insurance Registration

Colorado Department of Labor and Employment
May Apply
Fee: $500.00-$5000.00
Renewal: one time
Type: certificate

Colorado law requires all employers with one or more employees to carry workers' compensation insurance. General contractors are high-risk and typically face higher premiums. Sole proprietors without employees may opt out, but must file an affidavit.

Federal Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: registration

Required for LLCs with employees or multiple members. Single-member LLCs without employees may use owner’s SSN, but EIN is recommended for liability protection. Apply online via IRS website.

Colorado Contractor Registration (Statewide)

Colorado Department of Regulatory Agencies (DORA)
May Apply
Fee: $50.00-$50.00
Renewal: one time
Type: registration

All general contractors in Colorado must register with DORA’s Division of Professions and Registrations. This is not a tax but a mandatory registration. Includes providing proof of liability insurance and, if applicable, passing a trade exam. Renewed every three years.

Denver Business License

City and County of Denver
May Apply
Fee: $50.00-$50.00
Renewal: annual
Type: license

General contractors require a specific "Contractor" license category. See Denver Revised Municipal Code Sec. 49-1 et seq.

Denver Zoning Compliance (Certificate of Occupancy)

City and County of Denver Community Planning and Development
May Apply
Fee: $100.00-$500.00
Renewal: one time
Type: permit

Required for office or yard space; contractors must comply with I-1/I-2 industrial zoning districts. Denver Zoning Code Sec. 11-104.

Denver Building Permit

City and County of Denver Community Planning and Development
May Apply
Fee: $85.00-$85.00
Renewal: one time
Type: permit

Required for office build-out, storage yards, or shops. Denver Building Code based on IBC 2018.

Denver Sign Permit

City and County of Denver Community Planning and Development
May Apply
Fee: $150.00-$500.00
Renewal: one time
Type: permit

Wall signs up to 200 sq ft allowed in industrial zones. Zoning Code Sec. 13-121.

Denver Fire Inspection/Permit

City and County of Denver
May Apply
Fee: $100.00-$500.00
Renewal: one time
Type: permit

Required for contractor yards storing flammable materials. Denver Fire Code Sec. 105.

Denver Alarm Permit

City and County of Denver
May Apply
Fee: $40.00-$100.00
Renewal: annual
Type: permit

Mandatory registration for all commercial alarms. Denver Municipal Code Sec. 49-341.

Arapahoe County Business License

Arapahoe County
May Apply
Renewal: one time
Type: license

General contractors specifically listed as requiring license. Arapahoe County Code Sec. 6-1.

El Paso County Contractor License

Pikes Peak Regional Building Department (El Paso County)
May Apply
Fee: $250.00-$250.00
Renewal: biennial
Type: license

Mandatory for general contractors; requires qualifier exam/insurance proof. Pikes Peak Code Sec. 120-214.

Colorado Springs Zoning Use Permit

City of Colorado Springs
May Apply
Fee: $200.00-$500.00
Renewal: one time
Type: permit

Contractor offices/yards permitted in C-5, I-1 zones with review. City Code Sec. 14-6-102.

Adams County Business License

Adams County Clerk and Recorder
May Apply
Fee: $35.00-$35.00
Renewal: annual
Type: license

Combined with business personal property declaration. County Resolution 2016-108.

Boulder County Home Occupation Permit

Boulder County
May Apply
Fee: $50.00-$50.00
Renewal: one time
Type: permit

Limited to administrative work only; no storage of equipment. Land Use Code Sec. 10-301.

Workers' Compensation Insurance

Colorado Department of Labor and Employment - Division of Workers' Compensation
May Apply
Fee: $1000.00-$5000.00
Renewal: one time
Type: certificate

Mandatory for all employers with one or more employees in Colorado, including LLC members who perform work. Sole proprietors with no employees are exempt unless they contract with a general contractor who requires coverage. Coverage must be obtained through private insurance or self-insurance approved by the state.

General Liability Insurance

Not mandated by Colorado state law for all businesses
May Apply
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

While not mandated by Colorado state law, most general contractors carry general liability insurance to meet contractual obligations, obtain permits, or qualify for bonding. Some cities (e.g., Denver) may require proof for business licensing.

Surety Bond (Contractor License Bond)

Colorado Secretary of State - Business Services
May Apply
Fee: $100.00-$500.00
Renewal: one time
Type: certificate

Colorado does not have a statewide contractor license for general contractors. However, many municipalities (e.g., Denver, Aurora, Boulder) require a surety bond (typically $10,000–$25,000) as part of local business licensing. State public works projects may require performance and payment bonds under C.R.S. § 24-106-113.

Commercial Auto Insurance

Colorado Department of Revenue - Division of Motor Vehicles
May Apply
Fee: $1200.00-$2800.00
Renewal: one time
Type: certificate

Required for all business-owned vehicles under Colorado's compulsory auto insurance law (C.R.S. § 42-4-101). Minimum liability limits: $25,000 bodily injury per person, $50,000 per accident, $15,000 property damage. Applies even if vehicles are leased.

Professional Liability Insurance (Errors & Omissions)

Not enforced by state government
Required
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

Not mandated by Colorado law for general contractors. However, may be required for design-build projects or when providing engineering or architectural services. Strongly recommended to protect against claims of negligence or faulty workmanship.

Product Liability Insurance

Not mandated by Colorado state law
May Apply
Fee: $500.00-$2000.00
Renewal: one time
Type: certificate

Not a statutory requirement in Colorado. However, if a general contractor sells tangible goods (e.g., custom cabinetry, windows), product liability exposure exists. Coverage typically falls under general liability insurance but may require additional endorsement.

Liquor Liability Insurance

Colorado Department of Revenue - Liquor Enforcement Division
May Apply
Fee: $300.00-$1000.00
Renewal: one time
Type: certificate

Only applicable if the contractor holds a liquor license (e.g., for events or hospitality projects). General contractors not involved in alcohol service are not required to carry this insurance.

Obtain an Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: filing

While not required for all single-member LLCs with no employees, most general contractors obtain an EIN for banking and contracting purposes. IRS Form SS-4 is used to apply.

Federal Income Tax Obligations for LLC

Internal Revenue Service (IRS)
Required
Renewal: one time
Type: filing

A single-member LLC is disregarded for federal tax purposes and reports income on Schedule C (Form 1040). Multi-member LLCs are taxed as partnerships and file Form 1065. Profits pass through to members' individual returns. General contractors must also pay self-employment tax on net earnings.

OSHA Workplace Safety Compliance

Occupational Safety and Health Administration (OSHA)
May Apply
Fee: $500.00-$5000.00
Renewal: one time
Type: permit

General contractors must comply with OSHA construction standards (29 CFR 1926), including fall protection, scaffolding, electrical safety, and hazard communication. Employers must provide training, maintain injury logs (OSHA Form 300 if 11+ employees), and post the OSHA Job Safety and Health poster.

ADA Compliance for Construction Activities

Department of Justice (DOJ)
May Apply
Renewal: one time
Type: permit

General contractors must ensure new construction or alterations comply with the 2010 ADA Standards for Accessible Design. Contractors are responsible for proper implementation even if not the designer. Applies to facilities open to the public (e.g., retail, offices, restaurants).

EPA Lead Renovation, Repair, and Painting (RRP) Rule

Environmental Protection Agency (EPA)
May Apply
Fee: $300.00-$500.00
Renewal: one time
Type: permit

Required for general contractors disturbing more than 6 square feet of painted interior surfaces or 20 square feet exterior. Includes firm certification, use of certified renovators, lead-safe work practices, and recordkeeping. Does not apply to new construction.

FTC Compliance with the Home Improvement Rule

Required
Renewal: one time
Type: permit

Requires clear, written contracts for home improvements, including start/completion dates, payment schedules, and a 3-day right to cancel for door-to-door sales. Prohibits deceptive advertising and false claims about licensing or affiliation.

DOL Form I-9 Employment Eligibility Verification

U.S. Department of Homeland Security (DHS) / DOL
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

All employers, including general contractor LLCs, must complete Form I-9 for each employee to verify identity and work authorization. E-Verify is not federally mandated for all employers but may be required by state law or federal contracts.

DOL Fair Labor Standards Act (FLSA) Compliance

Department of Labor (DOL)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

General contractors must comply with federal minimum wage ($7.25/hour), overtime (1.5x regular rate after 40 hours/week), and child labor rules. Independent contractor classification must meet FLSA criteria to avoid misclassification penalties.

DOL Family and Medical Leave Act (FMLA) Compliance

Department of Labor (DOL)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Requires eligible employees to be granted up to 12 weeks of unpaid, job-protected leave for qualifying medical or family reasons. Posting and recordkeeping requirements apply.

Federal Contractor Safety Reporting (OSHA Form 300)

Occupational Safety and Health Administration (OSHA)
May Apply
Renewal: one time
Type: filing

General contractors in construction are not exempt. Requires maintaining OSHA Form 300 (Log of Work-Related Injuries), Form 301 (Incident Report), and posting Form 300A summary. Electronic submission may be required based on size and industry.

Step-by-Step Compliance Guide

  1. Register your LLC with the Colorado Secretary of State, which has a one-time fee of $50.00.
  2. Obtain an Employer Identification Number (EIN) from the Internal Revenue Service, as it is required for LLCs.
  3. Comply with Federal Trade Commission (FTC) regulations regarding truth-in-advertising and consumer protection.
  4. Fulfill federal income and self-employment tax obligations through the Internal Revenue Service.
  5. Maintain thorough record retention for all tax and licensing documentation, as required by the IRS.
  6. Ensure compliance with the FTC’s Home Improvement Rule, which addresses specific practices in the industry.
  7. File the Colorado LLC Annual Periodic Report with the Colorado Secretary of State, with an annual fee of $10.00.
  8. Address potential ADA compliance requirements if your contracting services are offered to the public.

Common Mistakes to Avoid

  • Assuming a statewide contractor license is required in Colorado when there is no such requirement.
  • Ignoring federal income tax obligations, thinking LLC formation alone satisfies all tax requirements.
  • Neglecting the FTC’s Truth-in-Advertising rules, believing they only apply to certain industries.
  • Failing to obtain an EIN, assuming a personal social security number is sufficient for business taxes.
  • Overlooking the need for professional liability insurance, even though it isn't mandated by the state.

Frequently Asked Questions

Are there any specific city-level permits I need in Lakewood for general contracting?

Lakewood does not administer general contractor licensing; however, you will likely need permits for specific projects, such as building, electrical, or plumbing work, depending on the scope of the job. Check with the City of Lakewood’s Planning and Building Department for project-specific requirements.

What are the federal tax obligations for a general contractor LLC in Lakewood?

As an LLC, you’ll have federal income and self-employment tax obligations through the IRS, and the fees vary based on your income. You are responsible for filing these taxes, and maintaining accurate records is crucial for compliance.

How often do I need to renew my business registration with the state of Colorado?

You must file an annual Colorado LLC Periodic Report with the Colorado Secretary of State, and the fee for this report is $10.00. This report keeps your business information current with the state.

Is professional liability insurance legally required for general contractors in Colorado?

While not mandated by the state government, professional liability insurance (Errors & Omissions) is highly recommended and can range from $500.00 to $1500.00. It protects your business from claims of negligence or errors in your work.

What does the FTC’s Truth-in-Advertising rule require of general contractors?

The FTC requires truthful and non-misleading advertising practices. This means accurately representing your services, qualifications, and pricing to avoid deceptive marketing tactics, and the fee to comply is variable.

Need a personalized checklist?

Permit Finder asks follow-up questions to give you an exact list of permits.

Find Your Permits