Tax Preparer Permits & Licenses in Bloomington, MN

Complete guide to permits and licenses required to start a tax preparer in Bloomington, MN. Fees, renewal cycles, and agency contacts.

Certificate of Assumed Name (DBA)

Minnesota Secretary of State
May Apply
Fee: $30.00-$30.00
Renewal: one time
Type: registration

Required if using a trade name/DBA. Electronic filing available.

LLC Articles of Organization

Minnesota Secretary of State
Required
Fee: $135.00-$135.00
Renewal: one time
Type: registration

Initial formation filing for LLC structure. Annual renewal required separately.

Annual LLC Renewal

Minnesota Secretary of State
Required
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Online renewal required to maintain good standing.

Minnesota Annual Business Tax Return (Form M4)

Minnesota Department of Revenue
Required
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Required for LLCs; reports income even if no tax due. Pass-through to members.

Minnesota Sales and Use Tax ID (if charging sales tax)

Minnesota Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Tax preparation services are not subject to sales tax in MN.

Minnesota Withholding Tax Account (if having employees)

Minnesota Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Quarterly returns and payments required if applicable.

Unemployment Insurance Tax Account (if having employees)

Minnesota Department of Employment and Economic Development
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Online registration via employer self-service system.

Minnesota Sales and Use Tax Permit

Minnesota Department of Revenue
May Apply
Renewal: one time
Type: registration

Tax preparation services are exempt from Minnesota sales tax per MN Statute 297A.61, Subd. 16. However, if the business sells taxable items (e.g., tax software, printed forms), registration is required.

Minnesota Withholding Tax Registration

Minnesota Department of Revenue
May Apply
Renewal: one time
Type: registration

Required for all employers in Minnesota. Includes withholding state income tax from employee wages.

Unemployment Insurance Tax Registration

Minnesota Department of Employment and Economic Development (DEED)
May Apply
Fee: $7000.00-$7000.00
Renewal: one time
Type: registration

Employers must register with DEED and pay state unemployment insurance (UI) tax. New employers typically pay a standard rate (e.g., 1.2% for 2024) until experience rating is established.

Minnesota Business Enterprise Tax (Repealed) / No Franchise or Gross Receipts Tax

Minnesota Department of Revenue
Required
Renewal: one time
Type: registration

Minnesota does not impose a franchise tax or gross receipts tax on LLCs. The Business Enterprise Tax was repealed effective 2023. LLCs are subject to pass-through taxation unless electing corporate status.

Federal Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: registration

Even single-member LLCs without employees may need an EIN for banking or state registration. Obtained via IRS Form SS-4.

Minnesota Pass-Through Entity Tax (Optional Election)

Minnesota Department of Revenue
May Apply
Renewal: one time
Type: registration

Optional tax election allows LLCs to pay state income tax at entity level, providing owners with a credit on their individual returns to offset federal deduction limits. Election must be made annually.

Local City Business License or Privilege Tax

Local Municipal Government (e.g., City of Minneapolis, St. Paul, Duluth)
May Apply
Fee: $125.00-$125.00
Renewal: one time
Type: registration

Not all Minnesota cities require local business licenses. Examples: Minneapolis requires a Business Tax Registration; Saint Paul requires a Business License. Check with city clerk. Tax preparation services may be classified under 'Professional Services.'

Hennepin County Business License

Hennepin County, MN
May Apply
Fee: $100.00-$100.00
Renewal: annual
Type: license

Hennepin County requires licenses for businesses in unincorporated areas; tax preparers classified as professional services. Check specific municipality if within city limits (e.g., Minneapolis has separate rules).

City of Minneapolis Business License

City of Minneapolis
May Apply
Fee: $50.00-$300.00
Renewal: annual
Type: license

Required for all businesses; tax preparers fall under general commercial license. Specific application via Minneapolis Business Licensing Division.

City of St. Paul Business License

City of St. Paul
May Apply
Fee: $100.00-$500.00
Renewal: annual
Type: license

All businesses require license; professional services like tax prep have standard fees. Zoning approval often required prior to licensing.

Home Occupation Permit

Varies by city (e.g., Minneapolis)
May Apply
Fee: $50.00-$150.00
Renewal: annual
Type: permit

Most cities (Minneapolis, St. Paul, Bloomington) restrict home businesses; no client visits, signage limits, traffic restrictions for tax preparers.

Zoning Compliance Verification

Varies by city (e.g., Hennepin County Community Development)
May Apply
Fee: $0.00-$200.00
Renewal: one time
Type: permit

Tax preparers need commercial/office zoning; residential requires home occupation permit. Verify via local planning dept.

Building Permit for Interior Modifications

City of Minneapolis
May Apply
Fee: $100.00-$100.00
Renewal: one time
Type: permit

Required for any structural changes; tax prep offices often need ADA compliance review.

Sign Permit

Local planning dept (e.g., St. Paul)
May Apply
Fee: $50.00-$300.00
Renewal: one time
Type: permit

Size, lighting, placement restrictions; common for professional offices.

Fire Inspection Certificate

City of Minneapolis Fire Department
May Apply
Fee: $100.00-$300.00
Renewal: annual
Type: permit

Required for commercial spaces; tax prep offices typically low-hazard but need extinguishers/exits verified.

Alarm System Permit

Local police/fire (e.g., Hennepin County)
May Apply
Fee: $40.00-$60.00
Renewal: annual
Type: permit

Required in most metro counties/cities to register alarms and avoid false alarm fines.

Certificate of Occupancy

City of Minneapolis
May Apply
Renewal: one time
Type: permit

Verifies code compliance; required when leasing new space for tax prep office.

Workers' Compensation Insurance

Minnesota Department of Labor and Industry (MN DLI)
May Apply
Fee: $1.50-$3.00
Renewal: one time
Type: certificate

Required for all employers with one or more employees in Minnesota, including part-time and family members. Sole proprietors without employees are exempt but may choose to be covered. LLC members are considered employees if they perform services for the business and receive compensation.

Professional Liability / Errors & Omissions Insurance

Minnesota Department of Revenue
Required
Renewal: one time
Type: certificate

Not legally required by the State of Minnesota for tax preparers. However, it is strongly recommended to protect against claims of negligence, errors, or omissions in tax preparation services. Some third-party e-file providers or financial institutions may require it as a condition of partnership.

Surety Bond – Minnesota Tax Preparer Bond

Minnesota Department of Revenue
May Apply
Fee: $500.00-$1000.00
Renewal: one time
Type: certificate

A $5,000 surety bond is required for all paid tax preparers who prepare Minnesota state tax returns for compensation. This applies to individuals and entities, including LLCs. The bond must be filed with the Minnesota Department of Revenue. Effective requirement as of 2015 under Minnesota Statutes § 289A.045.

General Liability Insurance

Not applicable (no state mandate)
Required
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

Not mandated by Minnesota state law for tax preparers. However, landlords, co-working spaces, or service partners may require proof of coverage as a condition of lease or contract. Strongly recommended for protection against third-party property damage or bodily injury claims.

Commercial Auto Insurance

Minnesota Department of Public Safety – Driver and Vehicle Services (DVS)
May Apply
Fee: $1200.00-$2500.00
Renewal: one time
Type: certificate

Required under Minnesota Statutes § 169.65 for any motor vehicle registered to a business. Applies if the LLC owns or regularly uses a vehicle for business purposes (e.g., client meetings, document delivery). Personal auto policies typically exclude business use.

Local Business License Renewal (City of Minneapolis – Example)

City of Minneapolis – Office of Business Licensing
May Apply
Fee: $150.00-$150.00
Renewal: annual
Type: license

Many Minnesota cities require a general business license for professional services; verify with the specific municipality.

Product Liability Insurance

Not applicable
Required
Fee: $1000.00-$3000.00
Renewal: one time
Type: certificate

Not required for a tax preparation business, as no physical products are sold. This type of insurance is relevant only if the business manufactures or sells tangible goods.

Liquor Liability Insurance

Minnesota Department of Public Safety – Alcohol and Gambling Enforcement Division
Required
Fee: $500.00-$2000.00
Renewal: one time
Type: certificate

Not required unless the business serves or sells alcohol. Tax preparers in Minnesota are not typically involved in alcohol service and therefore do not need liquor liability insurance.

Obtain an Employer Identification Number (EIN)

Internal Revenue Service (IRS)
Required
Renewal: one time
Type: filing

Required for all LLCs, including single-member LLCs, that have employees or are required to file employment, excise, or alcohol/tobacco/firearms tax returns. Even if not strictly required, most tax preparer LLCs obtain an EIN for banking and professional purposes.

Annual Electronic Filing of Form 8949 and Form 1099 series for reportable transactions

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: filing

Tax preparer businesses structured as LLCs must issue Form 1099-NEC for payments of $600+ to independent contractors. Applies only if such payments are made. Form 1099-MISC may also apply for rent or other reportable payments.

IRS Circular 230 Compliance for Tax Advice and Representation

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

All federally licensed tax preparers (including non-CPAs and non-attorneys) must comply with Treasury Department Circular 230, which governs ethical standards, accuracy of tax positions, and due diligence. Applies specifically to tax preparer businesses. Includes requirement to sign returns and include PTIN.

Preparer Tax Identification Number (PTIN) Registration

Internal Revenue Service (IRS)
May Apply
Fee: $45.95-$45.95
Renewal: one time
Type: license

Required for each individual (including owner) who prepares federal tax returns for clients. Not required for clerical staff. Must be renewed annually. Part of IRS's Registered Tax Return Preparer Program.

E-Signature Compliance under IRS e-Services Rules

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Tax preparers must obtain valid client authorization using Form 8879 or equivalent IRS-approved electronic method. Must retain signed consents for three years. Applies specifically to tax preparer businesses using electronic filing.

Federal Trade Commission (FTC) Compliance with Tax Preparer Rules

Federal Trade Commission (FTC)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

FTC enforces rules prohibiting deceptive advertising (e.g., "guaranteed refunds") and requires clear disclosure of fees. Prohibits false claims about refund amounts or processing speed. Applies specifically to tax preparers under FTC's jurisdiction over consumer protection.

I-9 Employment Eligibility Verification

U.S. Citizenship and Immigration Services (USCIS)
May Apply
Renewal: one time
Type: permit

Required for all U.S. employers. Tax preparer LLCs with employees must complete Form I-9 for each employee and retain for 3 years after hire or 1 year after employment ends, whichever is later.

OSHA Workplace Safety Poster and Reporting

Occupational Safety and Health Administration (OSHA)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

All employers with employees must display the OSHA Job Safety and Health Poster (OSHA Form 3165). Tax preparer offices are generally low-risk, but compliance is mandatory. No routine inspections unless complaint filed.

ADA Title III compliance for public accommodations

U.S. Department of Justice (DOJ)
May Apply
Renewal: one time
Type: permit

Tax preparers are considered "public accommodations" under ADA Title III. Must ensure physical office (if any) and website are accessible to people with disabilities. Applies even to small offices. Includes communication with clients with disabilities.

No Federal Industry-Specific License (e.g., FDA, ATF, FCC, DOT)

N/A
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: license

Tax preparer businesses do not require federal licenses from FDA, ATF, FCC, or DOT. This is a negative confirmation based on SBA and agency guidelines.

Minnesota LLC Annual Renewal (Statement of Information)

Minnesota Secretary of State
Required
Fee: $0.00-$0.00
Renewal: annual
Type: permit

Must be filed online via the Secretary of State portal. No fee for LLCs, but a $150 reinstatement fee applies if the filing is missed.

Minnesota Tax Preparer Registration Renewal

Minnesota Department of Revenue
May Apply
Fee: $100.00-$100.00
Renewal: annual
Type: license

Renewal is completed online. The registration must be active for the entire calendar year.

Continuing Education for Tax Preparers

Minnesota Department of Revenue
May Apply
Fee: $100.00-$100.00
Renewal: biennial
Type: permit

The 16‑hour requirement can be satisfied at any time during the two‑year cycle.

Minnesota State Income Tax Return (Form M3 – Partnership) or Form M1 – Corporate Franchise Tax

Minnesota Department of Revenue
May Apply
Renewal: annual
Type: filing

LLC taxed as a disregarded entity reports on the owner’s return; no separate state filing required.

Federal Partnership Income Tax Return (Form 1065) or Corporate Return (Form 1120)

Internal Revenue Service
May Apply
Renewal: annual
Type: filing

Extensions can be filed using Form 7004 for an additional 6 months.

Quarterly Estimated Tax Payments – Federal

Internal Revenue Service
May Apply
Renewal: varies
Type: permit

Payments can be made electronically via EFTPS.

Quarterly Estimated Tax Payments – Minnesota

Minnesota Department of Revenue
May Apply
Renewal: varies
Type: permit

Payments can be made online through the DOR’s e-Services portal.

Minnesota Withholding Tax (Employer) – Monthly/Quarterly Filings

Minnesota Department of Revenue
May Apply
Renewal: varies
Type: filing

Electronic filing is required for most employers.

Federal Payroll Tax Return (Form 941) – Quarterly

Internal Revenue Service
May Apply
Renewal: varies
Type: filing

Electronic filing via EFTPS is recommended.

Minnesota Unemployment Insurance (UI) Quarterly Report

Minnesota Department of Labor and Industry
May Apply
Renewal: varies
Type: filing

Reports are filed electronically through the UI Online system.

Workers’ Compensation Insurance Renewal

Minnesota Department of Labor and Industry
May Apply
Fee: $300.00-$300.00
Renewal: annual
Type: certificate

Proof of coverage must be posted in a conspicuous location at the workplace.

Minnesota Minimum Wage & Labor Law Posters

Minnesota Department of Labor and Industry
May Apply
Fee: $20.00-$20.00
Renewal: annual
Type: permit

Posters include Minimum Wage, Workers’ Compensation, Unemployment Insurance, and anti‑discrimination notices.

Record Retention – Tax Return & Client Files

Minnesota Department of Revenue
Required
Renewal: one time
Type: permit

Includes copies of client tax returns, supporting documents, and preparer work‑papers.

Step-by-Step Compliance Guide

  1. First, obtain an Employer Identification Number (EIN) from the Internal Revenue Service (IRS); this is a one-time requirement with no fee.
  2. Next, comply with IRS Circular 230 regulations, which govern standards of practice for those giving tax advice.
  3. You must also maintain records of all federal tax returns you prepare, as required by the IRS.
  4. Ensure compliance with the FTC’s Tax Preparer Protection Rule, focusing on advertising and consumer protection standards.
  5. Additionally, adhere to the FTC’s Fair Advertising and Consumer Protection Standards to avoid penalties.
  6. Consider obtaining Professional Liability / Errors & Omissions Insurance, with costs ranging from $500.00 to $2000.00 as a one-time expense.
  7. Register for a Preparer Tax Identification Number (PTIN) with the IRS, which requires an annual renewal fee of $30.99.
  8. Finally, fulfill your annual federal income tax filing obligations as an LLC, with associated fees varying.

Common Mistakes to Avoid

  • Forgetting to obtain an EIN will prevent you from legally operating as a business.
  • Ignoring IRS Circular 230 can lead to penalties and loss of practice privileges.
  • Failing to maintain proper records of tax returns can result in audits and fines.
  • Non-compliance with FTC rules can lead to legal action and damage your reputation.
  • Assuming a general business license covers tax preparation services is incorrect.

Frequently Asked Questions

What is an EIN and why do I need one?

An Employer Identification Number (EIN) is a unique tax ID number assigned by the IRS to businesses. As a tax preparer operating in Bloomington, MN, you’ll need an EIN to legally operate your business and file federal taxes; the IRS requires it and it's free to obtain.

What does IRS Circular 230 entail?

IRS Circular 230 outlines the regulations governing tax professionals, ensuring they adhere to ethical standards and provide competent advice. Compliance is mandatory and demonstrates your commitment to professional conduct when offering tax preparation services.

What are the requirements for record retention?

The IRS requires tax preparers to maintain records of all federal tax returns prepared for at least three years, and potentially longer depending on the situation. Proper record keeping is crucial for audits and demonstrating compliance.

What is the FTC’s Tax Preparer Protection Rule?

This rule from the Federal Trade Commission (FTC) focuses on protecting consumers from deceptive or unfair practices by tax preparers. It covers areas like advertising, data security, and clear communication of fees.

Is there a specific state license required to be a tax preparer in Minnesota?

Minnesota does not have a specific state-level license for tax preparers; however, you are still required to comply with all relevant federal regulations from agencies like the IRS and FTC to operate legally.

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