Plumber Permits & Licenses in Great Falls, MT

Complete guide to permits and licenses required to start a plumber in Great Falls, MT. Fees, renewal cycles, and agency contacts.

Montana LLC Articles of Organization Filing

Montana Secretary of State
Required
Fee: $70.00-$70.00
Renewal: one time
Type: registration

Required for all LLC formation in Montana. Annual report required separately (see below).

Montana LLC Annual Report

Montana Secretary of State
Required
Fee: $20.00-$20.00
Renewal: annual
Type: registration

Applies to all active LLCs. Fee based on filing method.

Plumber License

Montana Department of Labor & Industry, Board of Plumbers
Required
Fee: $225.00-$225.00
Renewal: biennial
Type: license

Required for any person or business performing plumbing work. Prerequisites: 4 years journey-level experience or approved apprenticeship, pass written/practical exams. Application fee $75 + exam fees.

Plumbing Contractor Registration

Montana Department of Labor & Industry, Board of Plumbers
Required
Fee: $200.00-$200.00
Renewal: biennial
Type: registration

Required for LLCs contracting plumbing services. Must employ or contract with licensed plumber(s). Renews with plumber license cycle.

Assumed Business Name (DBA) Registration

Montana Secretary of State
May Apply
Fee: $20.00-$20.00
Renewal: annual
Type: registration

Required if using a trade name/DBA different from LLC's registered name. No renewal required unless changes made.

State Contractor Registration (if bidding on public works >$50,000)

Montana Department of Labor & Industry
May Apply
Fee: $240.00-$240.00
Renewal: annual
Type: registration

Plumbing qualifies as contractor work. Requires proof of workers' comp and liability insurance.

Montana Sales and Use Tax Permit

Montana Department of Revenue
May Apply
Renewal: one time
Type: registration

Montana does not impose sales tax on labor for plumbing services. However, if the business sells tangible personal property (e.g., pipes, fixtures), a sales tax permit is required. Contractors must collect sales tax on materials sold to customers. See Montana Code Annotated 15-6-102 and DOR guidance.

Montana Withholding Tax Registration

Montana Department of Revenue
May Apply
Renewal: one time
Type: registration

Employers must withhold state income tax from employee wages. Registration is done through the Montana Department of Revenue. Form WH-1 is used for registration. Filing frequency (monthly, quarterly) depends on the amount withheld.

Montana Unemployment Insurance Tax (UI)

Montana Department of Labor & Industry
May Apply
Fee: $14000.00-$14000.00
Renewal: one time
Type: registration

Employers must register with the Montana Department of Labor & Industry. New employer tax rate is 2.7% on the first $14,000 of annual wages per employee (2024 rate). Employers file Form UCF-1 to register.

Montana Corporate Income Tax / Pass-Through Entity Tax

Montana Department of Revenue
Required
Renewal: one time
Type: registration

Montana does not impose a franchise tax or gross receipts tax. LLCs are not subject to corporate income tax; instead, profits pass through to owners who pay individual income tax at 6.75% (flat rate). No separate registration is required for pass-through entities, but owners must file Form 2 for individual income tax.

Local Business License or Privilege Tax

Local City or County Government
May Apply
Fee: $25.00-$100.00
Renewal: one time
Type: registration

Montana does not have a statewide business license. However, many cities (e.g., Billings, Missoula, Bozeman) require a local business license or privilege tax. Plumber businesses may be subject to additional local permits. Check with city clerk or county treasurer. Example: Billings requires a Business License Application at https://www.billingsmt.gov/business-license.

EPA Lead Renovation, Repair, and Painting (RRP) Rule

Environmental Protection Agency (EPA)
May Apply
Fee: $375.00-$375.00
Renewal: one time
Type: permit

Plumbers who remove or install fixtures (e.g., sinks, faucets) that involve disturbing painted surfaces in pre-1978 housing must be EPA-certified renovators and work under a certified firm. Requires firm certification, training, lead-safe work practices, and recordkeeping. Does not apply to emergency repairs or minor repairs (less than 6 square feet of painted area).

FTC Compliance with Truth-in-Advertising and Consumer Protection Rules

Federal Trade Commission (FTC)
Required
Fee: $0.00-$0.00
Renewal: one time
Type: permit

All advertising must be truthful, non-deceptive, and substantiated. Plumbers must avoid false claims about licensing, pricing, response times, or emergency services. Required to disclose material connections (e.g., paid endorsements). Applies to websites, social media, and third-party review platforms.

I-9 Employment Eligibility Verification

U.S. Citizenship and Immigration Services (USCIS), Department of Homeland Security
May Apply
Renewal: one time
Type: permit

Employers must verify identity and employment authorization using Form I-9. Original documents must be examined in person or via authorized representative. E-Verify is not federally required unless contracting with federal agencies or in certain states, but may be used voluntarily.

Fair Labor Standards Act (FLSA) wage and hour compliance

U.S. Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

Requires payment of federal minimum wage ($7.25/hour) and overtime (1.5x regular rate for hours over 40/week). Applies to plumbers who employ workers. Independent contractor classification must meet DOL criteria to avoid misclassification penalties. Recordkeeping of wages, hours, and employee information is mandatory.

Family and Medical Leave Act (FMLA) Coverage

U.S. Department of Labor (DOL)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Requires eligible employers to provide up to 12 weeks of unpaid, job-protected leave for qualifying medical and family reasons. Most small plumbing businesses will not meet the 50-employee threshold, but must comply if they do. Notice requirements and recordkeeping apply.

Federal Reporting of Payments to Subcontractors (Form 1099-NEC)

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: filing

Required for independent contractors (e.g., electricians, HVAC techs) hired for plumbing-related projects. Must file Form 1099-NEC with IRS and provide copy to recipient. Applies regardless of business size. Penalties apply for late or missing forms.

Annual Report Filing for Montana LLC

Montana Secretary of State
Required
Fee: $15.00-$15.00
Renewal: annual
Type: permit

All Montana LLCs must file an Annual Report with the Secretary of State to remain in good standing. The report includes current principal office address, registered agent, and management structure.

Montana Contractor Registration Renewal

Montana Department of Labor & Industry - Contractor Services
Required
Fee: $40.00-$40.00
Renewal: biennial
Type: license

Plumbers operating as contractors in Montana must register with the Department of Labor & Industry. Registration is required even if the business is an LLC. This is a biennial requirement based on the individual owner’s birth month.

Montana Journeyman or Master Plumber License Renewal

Montana Board of Plumbers
May Apply
Fee: $80.00-$80.00
Renewal: biennial
Type: license

Plumbers must hold either a Journeyman or Master Plumber license issued by the Montana Board of Plumbers. Licenses are renewed biennially based on the licensee’s birth month. Licensees must verify registration with the Department of Labor & Industry as well.

Continuing Education for Master Plumbers

Montana Board of Plumbers
May Apply
Fee: $100.00-$300.00
Renewal: biennial
Type: certificate

Master Plumbers must complete 8 hours of board-approved continuing education every two years, including at least 2 hours on Montana plumbing code updates. Courses must be from approved providers.

City Business License

City of Billings
May Apply
Fee: $50.00-$200.00
Renewal: annual
Type: license

Plumbing businesses require standard business license; no specific plumber endorsement listed

County Business License

Yellowstone County
May Apply
Renewal: one time
Type: license

No general county business license required; verify with county clerk

Zoning Compliance - Conditional Use Permit

City of Billings
May Apply
Fee: $250.00-$250.00
Renewal: one time
Type: permit

Plumbing services typically allowed in commercial zones; home-based may need review

Home Occupation Permit

City of Billings
May Apply
Fee: $50.00-$50.00
Renewal: one time
Type: permit

Limited to 25% of home floor area; no customer visits allowed for plumbing services

Building Permit

City of Billings
May Apply
Fee: $75.00-$75.00
Renewal: one time
Type: permit

Required for office/shop modifications; plumbing contractors often pull these for clients

Sign Permit

City of Billings
May Apply
Fee: $50.00-$200.00
Renewal: one time
Type: permit

Comply with sign code Chapter 17; electronic signs restricted

Fire Inspection Certificate

Billings Fire Department
May Apply
Fee: $100.00-$100.00
Renewal: annual
Type: permit

Plumbing businesses storing solvents/paints may trigger; occupancy-based

Alarm Permit

City of Billings
May Apply
Fee: $50.00-$50.00
Renewal: annual
Type: permit

Required for monitored systems

Zoning Compliance - Commercial Use

Missoula County
May Apply
Fee: $300.00-$500.00
Renewal: one time
Type: permit

Plumbing businesses typically permitted in commercial/light industrial zones

Health Department Permit

Montana DEQ (City-County Health)
May Apply
Renewal: one time
Type: permit

Plumbing shops with cleaning sinks may need wastewater pretreatment permit

Workers' Compensation Insurance

Montana Department of Labor & Industry, Workplace Safety Division
May Apply
Fee: $1.36-$1.36
Renewal: one time
Type: certificate

Required for all employers with one or more employees under Montana Code Annotated (MCA) 39-71-401. Sole proprietors and partners may elect out if they file proper forms. LLC members are considered employees unless they formally elect out.

General Liability Insurance

None (not state-mandated)
Required
Fee: $400.00-$1500.00
Renewal: one time
Type: certificate

General liability insurance is not legally required by the State of Montana for plumbers. However, it is strongly recommended to protect against third-party bodily injury or property damage claims. Some local governments or commercial landlords may require it as a condition of operation.

Professional Liability / Errors & Omissions Insurance

None
Required
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

Montana does not legally require plumbers to carry professional liability (errors and omissions) insurance. However, it is strongly recommended for protection against claims of negligence or substandard work. Not a condition of licensing or registration.

Contractor License Bond

Montana Board of Contractors
May Apply
Fee: $100.00-$500.00
Renewal: one time
Type: certificate

Montana requires a $10,000 surety bond for all general contractors and specialty contractors (including plumbers) who contract for over $2,500 in any project. This is a license bond, not a performance bond. Required under ARM 24.130.101 and Montana Code Annotated 70-29-101(2). Sole proprietors and LLCs must obtain this bond if performing work over the threshold.

Commercial Auto Insurance

Montana Department of Justice, Motor Vehicle Division
May Apply
Fee: $1200.00-$2500.00
Renewal: one time
Type: certificate

Montana law (MCA 61-6-103) requires all motor vehicles operated on public roads to be covered by liability insurance meeting minimum financial responsibility requirements. Applies to any business-owned or leased vehicle used for plumbing services. Personal auto policies typically exclude business use.

Product Liability Insurance

None
Required
Fee: $500.00-$2000.00
Renewal: one time
Type: certificate

Montana does not mandate product liability insurance for businesses. However, if a plumbing business sells or installs defective products (e.g., water heaters, fixtures), it could be held liable. This coverage is typically included in general liability policies but not required by law.

Liquor Liability Insurance

Montana Department of Revenue, Alcohol Beverage Control Division
Required
Fee: $500.00-$3000.00
Renewal: one time
Type: certificate

Liquor liability insurance is not required for plumbing businesses unless the business serves or sells alcohol, which is not typical for this industry. No legal mandate in Montana for plumbers.

Montana Contractor License (Insurance/Bonding Component)

Montana Board of Contractors
May Apply
Fee: $100.00-$100.00
Renewal: one time
Type: license

Plumbers in Montana must be licensed by the Montana Board of Contractors if they contract for work over $2,500. The license requires proof of a $10,000 surety bond and compliance with experience and examination requirements. This is a legal mandate under Montana Code Annotated 70-29-101. LLCs must register the business entity with the Secretary of State before applying.

Obtain an Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: registration

While not all single-member LLCs without employees need an EIN (can use SSN), obtaining one is standard practice and required for business banking and contractor reporting. Plumber LLCs often need EINs to issue Form 1099-NEC to subcontractors.

Federal income tax and self-employment tax obligations for LLC

Internal Revenue Service (IRS)
Required
Renewal: one time
Type: filing

Single-member LLCs are disregarded entities for federal tax purposes and report income on Schedule C (Form 1040). Multi-member LLCs are taxed as partnerships and file Form 1065. All members pay self-employment tax on net earnings. Plumbers must track deductible expenses (tools, vehicle, supplies).

OSHA Workplace Safety and Reporting Requirements

Occupational Safety and Health Administration (OSHA)
May Apply
Renewal: one time
Type: permit

Federal OSHA covers all private sector workers in Montana (Montana does not operate its own OSHA program). Employers with 10 or fewer employees are exempt from routine inspections but must still comply with safety standards. Plumbers may be exposed to hazards such as confined spaces, electrical risks, and chemical exposure (e.g., lead, solvents). Required to report work-related fatalities within 8 hours and hospitalizations within 24 hours.

ADA Title III Compliance for Customer Service and Advertising

Department of Justice (DOJ)
May Apply
Renewal: one time
Type: permit

While plumbers typically provide services at customer locations, they must still ensure effective communication with individuals with disabilities (e.g., providing accessible appointment scheduling, TTY/relay services). Websites used for advertising or booking must meet ADA accessibility standards under current DOJ interpretation. Applies regardless of employee count.

Employer Withholding Tax Registration and Filings

Montana Department of Revenue
May Apply
Renewal: varies
Type: filing

Employers must register for a Montana Withholding Account Number and file Form WH-155 monthly or quarterly. New employers typically start with monthly filing.

Montana Sales and Use Tax Filing

Montana Department of Revenue
May Apply
Renewal: varies
Type: filing

Plumbers may be required to collect and remit sales tax on materials sold to customers. Filing frequency (monthly, quarterly, or annually) depends on tax liability volume.

Federal Employer Identification Number (EIN) Reporting

Internal Revenue Service (IRS)
May Apply
Renewal: annual
Type: filing

LLCs with employees must file federal employment tax returns. Single-member LLCs without employees may not need to file employment forms but must still report income via Schedule C.

Montana Unemployment Insurance Tax Filings

Montana Department of Labor & Industry - Unemployment Insurance
May Apply
Renewal: varies
Type: filing

Employers must file Form UI-600 quarterly and pay unemployment insurance tax on first $14,000 of wages per employee annually.

OSHA Poster (Job Safety and Health Protection)

Occupational Safety and Health Administration (OSHA)
May Apply
Renewal: one time
Type: permit

Required for all employers with employees. The poster informs workers of their rights under the OSH Act. Available in English and Spanish from OSHA website.

Montana Paid Sick Leave Poster

Montana Department of Labor & Industry
May Apply
Renewal: annual
Type: permit

Employers with 50+ employees must provide paid sick leave and post the official notice in a conspicuous location. Most plumbing businesses are exempt due to size.

Recordkeeping for Wage and Hour Compliance

Montana Department of Labor & Industry
May Apply
Renewal: one time
Type: permit

Employers must maintain records of hours worked, wages paid, and employment terms for at least 3 years. Applies to all employers with employees in Montana.

Federal Recordkeeping (IRS and FLSA)

Internal Revenue Service (IRS)
Required
Renewal: one time
Type: permit

IRS requires retention of business tax records for at least 3 years. FLSA requires 4 years for employment records. Best practice is to keep records for 7 years.

Business License Renewal (Local Jurisdiction)

Local City or County Government
May Apply
Fee: $50.00-$200.00
Renewal: annual
Type: license

Many Montana cities and counties require a local business license or occupational tax license. Examples include Billings, Missoula, and Bozeman. Contact local clerk for specifics.

Montana LLC Franchise Tax Filing

Montana Department of Revenue
Required
Fee: $0.00-$0.00
Renewal: annual
Type: filing

Montana does not impose a franchise tax or corporate income tax on LLCs. This is a common misconception. LLCs are pass-through entities and taxed at the individual level.

Self-Employment Tax and Estimated Federal Tax Payments

Internal Revenue Service (IRS)
May Apply
Renewal: varies
Type: filing

Owners of single-member LLCs must pay self-employment tax and make quarterly estimated tax payments using Form 1040-ES.

Step-by-Step Compliance Guide

  1. Ensure your plumbing business in Great Falls, MT complies with the FTC’s Home Improvement Rule and Consumer Protection Laws, with fees varying based on specific circumstances.
  2. Federal Income Tax Returns must be filed annually with the IRS for your LLC, even if taxed as a disregarded entity or partnership.
  3. Maintain thorough records of all business transactions as required by the IRS, which is a one-time requirement.
  4. Understand your Federal Income and Self-Employment Tax Obligations as an LLC, which may involve varying fees.
  5. Comply with the FTC’s Truth-in-Advertising and Consumer Protection Rules to avoid potential penalties.
  6. The U.S. Small Business Administration confirms no industry-specific federal license is required for plumbers.
  7. Adhere to Federal IRS Record Retention Requirements to maintain proper documentation for your business.
  8. Familiarize yourself with FTC Endorsement and Advertising Guidelines to ensure your marketing practices are compliant.

Common Mistakes to Avoid

  • Assuming a state plumbing license automatically covers all federal requirements is incorrect.
  • Ignoring the FTC’s rules on advertising can lead to significant fines and legal issues.
  • Failing to obtain an EIN when required by the IRS can delay business operations.
  • Believing that record retention requirements are optional can result in penalties during an audit.
  • Overlooking self-employment tax obligations as an LLC owner is a common error.

Frequently Asked Questions

What federal permits does a plumber in Great Falls, MT need?

Plumbers in Great Falls, MT primarily need to comply with IRS requirements for tax filing and record retention, as well as FTC regulations regarding advertising and consumer protection; there are no specific federal plumbing licenses.

Are there any fees associated with federal compliance for plumbing businesses?

Some federal requirements, like certain IRS tax obligations, may have varying fees, while others, such as obtaining an EIN, are free; FTC compliance fees also vary depending on the specific rule.

How often do I need to renew federal permits or licenses?

Many federal requirements, like IRS record retention, are one-time obligations, but others, such as annual Federal Income Tax Returns, require annual renewal or filing.

What is the FTC’s Home Improvement Rule and why does it apply to plumbers?

The FTC’s Home Improvement Rule requires clear and accurate estimates, and prohibits deceptive practices; it applies to plumbers as they often perform work in consumers’ homes.

Where can I find more information about federal tax obligations for my plumbing business?

The IRS website (irs.gov) provides detailed information on federal tax obligations for LLCs, including self-employment tax, income tax filing, and record retention requirements.

Need a personalized checklist?

Permit Finder asks follow-up questions to give you an exact list of permits.

Find Your Permits