Notary Permits & Licenses in Pittsburgh, PA

Complete guide to permits and licenses required to start a notary in Pittsburgh, PA. Fees, renewal cycles, and agency contacts.

Notary Public Commission

Pennsylvania Department of State - Bureau of Commissions, Elections and Legislation
Required
Fee: $43.75-$43.75
Renewal: one time
Type: license

Individual owner/operator must be commissioned. Prerequisites: PA resident, 18+, read/write English, no felony convictions, pass exam (\$37 fee), provide $10,000 bond.

Notary Bond

Pennsylvania Department of State - Bureau of Commissions, Elections and Legislation
Required
Fee: $25.00-$50.00
Renewal: one time
Type: registration

Required for all notary commissions. Must be approved surety bond.

File Annual Report for LLC

Pennsylvania Department of State, Corporation Bureau
Required
Fee: $70.00-$70.00
Renewal: annual
Type: permit

Applies to all LLCs registered in Pennsylvania, including notary businesses structured as LLCs. Must be filed every year.

Workers' Compensation Insurance

Pennsylvania Department of Labor & Industry (DLI) – Workers’ Compensation Division
May Apply
Fee: $0.50-$0.50
Renewal: one time
Type: certificate

Mandatory under the Pennsylvania Workers Compensation Act (77 P.S. § 435) for all employers with employees. Sole proprietors and LLC members without employees are exempt. Notaries operating as an LLC without employees are not required to carry workers' comp. Coverage must be obtained through a licensed insurer or by joining a certified self-insurance fund.

General Liability Insurance

U.S. Small Business Administration (SBA)
Required
Fee: $500.00-$500.00
Renewal: one time
Type: certificate

Not legally required by Pennsylvania state law for Notaries Public. However, it is strongly recommended to protect against claims of bodily injury or property damage. The Pennsylvania Department of State does not mandate general liability coverage, but some mobile notary signing services or commercial clients may require it as a condition of contract.

Errors and Omissions (E&O) Insurance

None (state does not mandate)
Required
Fee: $100.00-$500.00
Renewal: one time
Type: certificate

Not legally required by Pennsylvania. However, the Department of State strongly recommends E&O insurance to protect against claims of negligence, mistakes, or omissions in notarial acts. This is distinct from the required surety bond, which protects the public, not the Notary. E&O insurance protects the Notary personally.

Commercial Auto Insurance

Pennsylvania Insurance Department (PID)
May Apply
Fee: $1200.00-$1200.00
Renewal: one time
Type: certificate

Required under Pennsylvania's Financial Responsibility Law (75 Pa. C.S. § 1786) for any vehicle registered to the business or used for commercial purposes. Personal auto policies may not cover business activities. Notaries who travel to clients must ensure vehicles are properly insured under a commercial policy if used regularly for notarial services.

Product Liability Insurance

U.S. Small Business Administration (SBA)
May Apply
Fee: $600.00-$600.00
Renewal: one time
Type: certificate

Not required for Notaries Public in Pennsylvania, as notarial services do not involve the sale of tangible goods. This insurance would only be relevant if the LLC sold items such as notary stamps, journals, or supplies, which is not typical. No state mandate exists for product liability insurance in this context.

Liquor Liability Insurance

Pennsylvania Liquor Control Board (PLCB)
May Apply
Renewal: one time
Type: certificate

Not required for Notaries Public in Pennsylvania. This insurance applies only to businesses that serve or sell alcoholic beverages, such as restaurants or event venues. Notarial services do not involve alcohol service, so this is not applicable.

Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Single-member LLCs without employees may use the owner's SSN, but obtaining an EIN is recommended for liability separation. Notaries without employees may not need an EIN unless they choose to open a business bank account or elect corporate taxation.

Federal income tax filing for LLC

Internal Revenue Service (IRS)
Required
Renewal: annual
Type: filing

By default, a single-member LLC is disregarded for federal taxes and reports income on Schedule C of Form 1040. Multi-member LLCs are treated as partnerships and must file Form 1065. An LLC may elect to be taxed as a corporation by filing Form 8832. Notary income is subject to self-employment tax.

Self-Employment Tax (Social Security and Medicare)

Internal Revenue Service (IRS)
May Apply
Fee: $168600.00-$168600.00
Renewal: one time
Type: permit

Notary public services generate self-employment income. Owners must pay self-employment tax via Form 1040-ES. Estimated payments required if tax liability exceeds $1,000.

Pennsylvania LLC Registration

Pennsylvania Department of State - Bureau of Corporations and Charitable Organizations
Required
Fee: $125.00-$125.00
Renewal: one time
Type: registration

Required for all LLCs. Annual Decennial Report also required every 10 years ($70 fee).

Registration of Fictitious Name (DBA)

Pennsylvania Department of State - Bureau of Corporations and Charitable Organizations
May Apply
Fee: $70.00-$70.00
Renewal: one time
Type: registration

Not required if using exact LLC name. No renewal required.

Pennsylvania Sales Tax License (if selling taxable goods/services)

Pennsylvania Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Notaries typically provide exempt services but required if selling taxable items (e.g., notary supplies).

Employer Withholding Account (PA-941)

Pennsylvania Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Required for withholding state income tax from employee wages.

Notary Seal/Stamp

Pennsylvania Department of State (via Notary Public Act)
Required
Fee: $20.00-$50.00
Renewal: one time
Type: permit

Must include notary’s name, commission number, and 'Commonwealth of Pennsylvania.' Required by 63 Pa. Stat. § 25022.

Notary Journal

Pennsylvania Department of State
Required
Fee: $15.00-$30.00
Renewal: one time
Type: permit

Bound journal required for all acts; must be retained for 10 years.

Pennsylvania Sales Tax Permit

Pennsylvania Department of Revenue
May Apply
Renewal: one time
Type: registration

Notary services are specifically exempt from Pennsylvania sales tax under 72 Pa. Code § 72.3(b)(1). However, if the business sells tangible personal property (e.g., photocopies, notary journals), those sales may be taxable and require registration.

Pennsylvania Income Tax Withholding Registration

Pennsylvania Department of Revenue
May Apply
Renewal: one time
Type: registration

Required for all employers in Pennsylvania who pay wages subject to state income tax. Applies to both full-time and part-time employees.

Pennsylvania Unemployment Insurance (UI) Tax Registration

Pennsylvania Department of Labor & Industry – Office of Unemployment Compensation
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Employers must register with the Pennsylvania UC program if they pay $1,000 or more in wages in any calendar quarter. Applies to all employers, including LLCs.

Pennsylvania Corporate Net Income Tax (CNIT) Registration

Pennsylvania Department of Revenue
Required
Renewal: one time
Type: registration

LLCs are pass-through entities by default, so the business itself does not pay CNIT. However, the LLC must still register with the PA Department of Revenue for tax reporting purposes. The owners report income on their personal PA income tax returns (Form PA-40). If the LLC elects to be taxed as a C-corp, then CNIT at 9.99% applies.

Pennsylvania Local Earned Income Tax (EIT) Registration

Municipalities or Third-Party Administrators (e.g., CDTFA, Berkheimer)
May Apply
Renewal: one time
Type: registration

Over 500 Pennsylvania municipalities impose EIT. Employers must withhold and remit EIT from employee wages. Notaries without employees may still owe EIT on their own income, reported through the local tax collector (e.g., CDR in Allegheny County).

Pennsylvania Municipal Business Privilege Tax (BPT) or Mercantile Tax

Local Municipalities (e.g., City of Philadelphia, Pittsburgh, etc.)
May Apply
Fee: $39.00-$39.00
Renewal: one time
Type: registration

Not all cities impose BPT. Philadelphia requires all businesses operating within city limits to register and pay BPT on net profits. Notaries are not exempt. Registration is typically done through the city’s revenue department.

Pennsylvania Franchise Tax or Gross Receipts Tax

Pennsylvania Department of Revenue
Required
Renewal: one time
Type: registration

Pennsylvania does not impose a general franchise or gross receipts tax on LLCs. The 'Corporate Franchise Tax' was repealed effective January 1, 2016. LLCs are not subject to this tax. However, they may be subject to the annual 'LLC Annual Fee' if electing corporate taxation (see separate requirement).

Federal Income Tax ID (EIN) Registration

Internal Revenue Service (IRS)
Required
Renewal: one time
Type: registration

Required for all LLCs, even single-member LLCs without employees, if they elect corporate taxation or open a business bank account. Obtained via IRS Form SS-4 or online.

Pennsylvania LLC Annual Fee

Pennsylvania Department of State
Required
Fee: $520.00-$520.00
Renewal: one time
Type: permit

All Pennsylvania LLCs must pay a $520 annual fee by April 30, regardless of revenue or activity level. This is not a tax but a mandatory fee for continued registration. Failure to pay results in loss of good standing and potential dissolution.

Philadelphia Business Income and Receipts Tax (BIRT) Registration

City of Philadelphia Department of Revenue
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

All businesses operating in Philadelphia must register for BIRT. Notary-specific exemption does not apply.

OSHA Workplace Safety Requirements

Occupational Safety and Health Administration (OSHA)
May Apply
Renewal: one time
Type: permit

Notaries operating as sole proprietors with no employees are exempt. Employers must provide a safe workplace, display OSHA poster (available free), and report work-related fatalities or hospitalizations. Most small offices have minimal hazards, but ergonomic and electrical safety still apply.

ADA Title III Compliance (Public Accommodations)

U.S. Department of Justice (DOJ)
May Apply
Renewal: one time
Type: permit

As a notary provides services to the public, ADA Title III applies. Must ensure physical access (if operating from a fixed location) and digital access (e.g., website for scheduling) are accessible to people with disabilities. Remote notaries using online platforms must ensure platform accessibility.

FTC Business Opportunity Rule and Advertising Compliance

Federal Trade Commission (FTC)
Required
Renewal: one time
Type: permit

All businesses, including notaries, must avoid deceptive or misleading advertising. Claims such as "certified," "federally licensed," or "bonded" must be accurate. Notaries are state-commissioned, not federally licensed. FTC enforces truth-in-advertising under Section 5 of the FTC Act.

Form I-9 Employment Eligibility Verification

U.S. Department of Homeland Security (DHS)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Required for all employers in the U.S. to verify identity and work authorization. Applies to notary LLCs that hire staff. Must retain Form I-9 for 3 years after hire date or 1 year after employment ends, whichever is later.

Philadelphia Commercial Activity License

City of Philadelphia Department of Licenses and Inspections (L&I)
May Apply
Fee: $300.00-$300.00
Renewal: annual
Type: license

Required for most commercial activity; verify zoning compliance first.

Philadelphia Zoning Permit (Use Registration Permit)

City of Philadelphia Department of Licenses and Inspections
May Apply
Fee: $100.00-$500.00
Renewal: one time
Type: permit

Notaries typically classified as "professional office" use; home occupation permit required if home-based.

Philadelphia Home Occupation Permit

City of Philadelphia Department of Licenses and Inspections
May Apply
Fee: $50.00-$100.00
Renewal: one time
Type: permit

Limited to 25% of home floor area; no external signage; 1 non-resident employee max.

Philadelphia Sign Permit

City of Philadelphia Department of Licenses and Inspections
May Apply
Fee: $150.00-$500.00
Renewal: one time
Type: permit

Strict size, lighting, and placement regulations per zoning code Chapter 14-400.

Philadelphia Fire Access Certificate of Occupancy

City of Philadelphia Fire Department
May Apply
Fee: $100.00-$300.00
Renewal: one time
Type: permit

Required for all commercial spaces; home offices typically exempt unless client visits.

Allegheny County Business Privilege License (Pittsburgh)

City of Pittsburgh Finance Department
May Apply
Fee: $50.00-$50.00
Renewal: annual
Type: license

Separate from state notary commission; applies to LLC structure.

Pittsburgh Zoning Occupancy Permit

City of Pittsburgh Department of City Planning
May Apply
Fee: $150.00-$500.00
Renewal: one time
Type: permit

Professional offices permitted in most commercial/office/residential zones.

Upper Darby Township (Delaware County) Business License

Upper Darby Township
May Apply
Fee: $50.00-$50.00
Renewal: annual
Type: license

Required for all businesses including home-based professional services.

Radnor Township (Delaware County) Home Occupation Permit

Radnor Township
May Apply
Fee: $100.00-$100.00
Renewal: one time
Type: permit

No client visits allowed; signage prohibited.

Notary Public Surety Bond

Pennsylvania Department of State, Bureau of Professional and Occupational Affairs
May Apply
Fee: $50.00-$100.00
Renewal: one time
Type: certificate

Pennsylvania requires a $10,000 surety bond for Notaries Public to protect the public against financial loss due to improper notarial acts. The bond must be issued by a surety company authorized to operate in PA. The Notary is personally liable for any claims paid by the surety. This is a legally required bond under 57 Pa. Code § 21.11.

Renew Notary Public Commission

Pennsylvania Department of State, Notary Division
Required
Fee: $58.00-$58.00
Renewal: one time
Type: license

All notaries in Pennsylvania must renew their commission every 4 years. The renewal must be submitted within 60 days prior to expiration. This applies to individuals, even if operating under an LLC.

Display Notary Public Commission Certificate

Pennsylvania Department of State, Notary Division
Required
Renewal: one time
Type: permit

Pennsylvania law requires that the current notary commission certificate be displayed at the location where notarial acts are performed. This applies even if operating as an LLC.

Maintain Journal of Notarial Acts

Pennsylvania Department of State, Notary Division
Required
Renewal: one time
Type: permit

Pennsylvania notaries are required to maintain a journal (either physical or electronic) of all notarial acts. Entries must include date, type of act, identity of signer, and other details. The journal must be retained for at least 5 years after the last entry.

File Pennsylvania Business Tax Returns (e.g., PA-106)

Pennsylvania Department of Revenue
Required
Renewal: one time
Type: filing

LLCs taxed as corporations must file PA-106 (Corporate Net Income Tax). If the LLC is pass-through, members report income on personal returns, but the business may still have local tax obligations. Notary income is subject to state taxation.

Pay Estimated Quarterly Taxes (if applicable)

Pennsylvania Department of Revenue
May Apply
Renewal: one time
Type: permit

Self-employed notaries in an LLC must make estimated tax payments if they expect to owe $2,000 or more in state tax. Applies to both personal income tax (PA-40) and any applicable local earned income taxes.

Display Required Labor Law Posters

Pennsylvania Department of Labor & Industry
May Apply
Fee: $20.00-$20.00
Renewal: one time
Type: permit

Employers must display posters related to workers’ compensation, the PA Minimum Wage Act, and the PA Human Relations Act. These must be visible to employees. Not required if the notary has no employees.

Maintain Records for Sales Tax (if applicable)

Pennsylvania Department of Revenue
May Apply
Renewal: one time
Type: permit

Notaries typically do not collect sales tax unless selling physical goods. However, if registered for sales tax (e.g., through a retail component), records of all transactions must be retained for 4 years.

Fair Labor Standards Act (FLSA) Compliance

U.S. Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

FLSA sets federal minimum wage ($7.25/hour), overtime pay (1.5x regular rate after 40 hours), recordkeeping, and child labor rules. Notary employees must be properly classified as exempt or non-exempt. Independent contractor notaries are not covered.

Family and Medical Leave Act (FMLA)

U.S. Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

Requires eligible employees to receive up to 12 weeks of unpaid, job-protected leave annually for qualifying reasons. Most small notary LLCs do not meet the employee threshold and are exempt.

Federal Environmental Protection Agency (EPA) Requirements

Environmental Protection Agency (EPA)
May Apply
Renewal: one time
Type: permit

Notary businesses typically do not use hazardous materials or generate regulated waste. EPA requirements (e.g., under RCRA, TSCA) do not apply unless the business uses solvents, inks, or chemicals in excess of thresholds. Standard office operations are exempt.

Federal Industry-Specific Licenses (FDA, ATF, FCC, DOT)

Various (FDA, ATF, FCC, DOT)
May Apply
Renewal: one time
Type: license

Notary services do not require federal licenses from FDA, ATF, FCC, or DOT. These agencies regulate specific industries not relevant to notarial acts. No federal license is required to operate as a notary; commissioning is handled at the state level (PA Department of State).

Beneficial Ownership Information (BOI) Reporting

Financial Crimes Enforcement Network (FinCEN), U.S. Department of Treasury
Required
Renewal: one time
Type: filing

Required under the Corporate Transparency Act (effective January 1, 2024). Notaries operating as LLCs must report beneficial owners (individuals owning 25%+ or exercising substantial control) to FinCEN. Does not apply to sole proprietorships or general partnerships.

Renew Business Entity Registration (LLC)

Pennsylvania Department of State
Required
Fee: $70.00-$70.00
Renewal: one time
Type: registration

This is part of the annual report requirement. The LLC must remain in good standing by filing each year.

No State-Mandated Continuing Education for Notaries

Pennsylvania Department of State, Notary Division
Required
Renewal: one time
Type: certificate

Pennsylvania does not require continuing education for notaries. However, education is recommended to maintain compliance with notary laws and avoid errors.

No Routine Inspections for Notary Businesses

Pennsylvania Department of State, Notary Division
Required
Renewal: one time
Type: permit

Pennsylvania does not conduct routine health, fire, or building inspections for notary public businesses unless they operate from a commercial location subject to municipal codes or have employees. General notary activities are not inspected.

Step-by-Step Compliance Guide

  1. As a notary in Pittsburgh, PA, you must obtain an Employer Identification Number (EIN) from the Internal Revenue Service (IRS).
  2. You are required to comply with Federal Trade Commission (FTC) regulations regarding business identity and advertising, with no initial fee.
  3. Federal reporting requirements concerning Beneficial Ownership Information (BOI) through the Financial Crimes Enforcement Network (FinCEN) are mandatory for your business.
  4. Notaries operating as LLCs must fulfill federal income tax filing obligations with the IRS, with fees varying based on your specific tax situation.
  5. Professional Liability / Errors & Omissions Insurance is required, with a one-time fee ranging from $500.00 to $2000.00.
  6. Ensure you adhere to Federal Trade Commission (FTC) guidelines for advertising and consumer protection, which may involve varying fees.
  7. You must file federal income tax returns, potentially using Form 1065 or 1120S, with annual fees ranging from $300.00 to $600.00.
  8. Comply with federal tax filing obligations as an LLC, which may have varying fees depending on your income and deductions.

Common Mistakes to Avoid

  • Failing to obtain an EIN can result in penalties from the IRS.
  • Ignoring FTC advertising rules can lead to legal action and fines.
  • Missing the BOI reporting deadline to FinCEN can incur significant penalties.
  • Incorrectly calculating and filing federal income taxes can trigger an IRS audit.
  • Assuming industry-specific federal licenses aren't needed without verifying can lead to non-compliance.
  • Not maintaining professional liability insurance could leave you personally liable for errors.
  • Failing to report self-employment tax income can result in penalties and interest.
  • Overlooking EPA regulations, even if seemingly unrelated, can lead to fines.

Frequently Asked Questions

What is the cost of Professional Liability Insurance?

Professional Liability / Errors & Omissions Insurance is a required expense for Pittsburgh notaries, with a one-time fee ranging from $500.00 to $2000.00; the exact cost depends on your coverage level and provider.

Is there a fee for obtaining an EIN?

No, obtaining an Employer Identification Number (EIN) from the IRS is a required step for many notary businesses, but there is no initial fee associated with the application process.

What does the FTC require of my business?

The Federal Trade Commission (FTC) requires compliance with business identity and advertising rules, as well as guidelines for advertising and consumer protection; some compliance aspects may have varying fees.

What are the federal tax filing requirements for an LLC notary?

As a notary operating as an LLC in Pittsburgh, you must fulfill federal income tax filing obligations with the IRS, and potentially file Form 1065 or 1120S annually, with fees ranging from $300.00 to $600.00.

What is the Beneficial Ownership Information (BOI) reporting requirement?

The Financial Crimes Enforcement Network (FinCEN) requires reporting of Beneficial Ownership Information (BOI) for certain businesses, including many LLCs; fees for this reporting may vary, and it's a mandatory requirement.

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