Notary Permits & Licenses in Rock Hill, SC

Complete guide to permits and licenses required to start a notary in Rock Hill, SC. Fees, renewal cycles, and agency contacts.

City of Columbia Business License

City of Columbia, SC
May Apply
Fee: $100.00-$100.00
Renewal: annual
Type: license

Required for all businesses including home-based notaries

Richland County Business License

Richland County, SC
May Apply
Fee: $50.00-$300.00
Renewal: annual
Type: license

Professional services like notary typically low fee tier

LLC Articles of Organization Filing

South Carolina Secretary of State
Required
Fee: $110.00-$110.00
Renewal: one time
Type: registration

Required for all LLCs to register with the state. Annual report required separately.

LLC Annual Report

South Carolina Secretary of State
Required
Fee: $25.00-$25.00
Renewal: annual
Type: registration

All domestic LLCs must file annually to maintain good standing.

Notary Public Commission

South Carolina Secretary of State
Required
Fee: $40.00-$40.00
Renewal: biennial
Type: license

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Notary Public Exam

South Carolina Secretary of State
Required
Fee: $25.00-$25.00
Renewal: one time
Type: permit

75% passing score required on 50-question exam administered by approved providers. Study materials provided by Secretary of State.

Home Occupation Permit (Zoning Compliance)

City of Charleston Planning, Preservation & Real Estate Department
May Apply
Fee: $50.00-$50.00
Renewal: one time
Type: permit

Notaries often qualify if no signage/traffic; verify zoning district (e.g., DR-2 allows limited home business)

Zoning Verification Letter

Greenville County Planning
May Apply
Fee: $25.00-$50.00
Renewal: one time
Type: permit

Home occupations limited to 25% of home; no exterior signage typically

Assumed Name (DBA) Registration

South Carolina Secretary of State
May Apply
Fee: $10.00-$10.00
Renewal: one time
Type: registration

Required if LLC uses trade name/DBA. Renew every 10 years.

South Carolina Sales and Use Tax Permit

South Carolina Department of Revenue
May Apply
Renewal: one time
Type: registration

Notary services are generally not subject to sales tax in South Carolina. However, if the LLC sells tangible personal property (e.g., notary supplies), registration may be required. See SCDOR Regulation 117-303 (Rev. 2021).

South Carolina Income Tax Withholding Registration

South Carolina Department of Revenue
May Apply
Renewal: one time
Type: registration

Applies to all employers in South Carolina. Employers must withhold state income tax from employee wages. Registration is completed via the SCDOR online portal.

South Carolina Unemployment Insurance Tax Registration

South Carolina Department of Employment and Workforce
May Apply
Renewal: one time
Type: registration

All employers with one or more employees must register. New employers pay a standard rate of 0.04% on first $8,000 of wages per employee annually (as of 2024).

South Carolina Annual Corporate Income Tax and Franchise Tax

South Carolina Department of Revenue
May Apply
Fee: $25.00-$25.00
Renewal: one time
Type: filing

By default, single-member LLCs are disregarded; multi-member LLCs taxed as partnerships are not subject to franchise tax unless they have capital over $100,000. See S.C. Code § 12-20-20. Franchise tax is due annually regardless of income.

Local Business License or Privilege Tax

Varies by municipality
May Apply
Fee: $25.00-$500.00
Renewal: one time
Type: registration

Many South Carolina cities and counties require a local business license or privilege tax. Examples include Columbia, Charleston, and Greenville. Check with the local clerk’s office. Not required statewide, but common locally.

City of Charleston Business License

City of Charleston, SC
May Apply
Fee: $0.15-$0.50
Renewal: annual
Type: license

Required for all businesses; notary services classified under professional services

Charleston County Business License

Charleston County, SC
May Apply
Fee: $0.50-$1.00
Renewal: annual
Type: license

Not required if operating solely within city limits; notary falls under general business category

Greenville County Business License

Greenville County, SC
May Apply
Fee: $25.00-$25.00
Renewal: annual
Type: license

City of Greenville has separate license; check both for city operations

DOL I-9 employment eligibility verification

U.S. Department of Homeland Security (DHS) and Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

All U.S. employers, including LLCs, must verify identity and employment authorization for every new employee using Form I-9. The form must be retained for 3 years after hire or 1 year after employment ends, whichever is later. Notaries without employees are not subject to this requirement.

DOL Wage and Hour Compliance (Fair Labor Standards Act)

Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

If the Notary LLC hires employees, it must comply with FLSA requirements, including minimum wage ($7.25/hour federally), overtime pay (1.5x regular rate for hours over 40/week), and proper recordkeeping. South Carolina follows federal standards. Independent contractors (e.g., contracted Notaries) are not covered.

DOL Family and Medical Leave Act (FMLA)

U.S. Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

FMLA requires eligible employers to provide up to 12 weeks of unpaid, job-protected leave for qualifying medical or family reasons. Most Notary LLCs in South Carolina will not meet the 50-employee threshold and are therefore exempt. This is included for completeness.

Sign Permit

City of North Charleston Planning
May Apply
Fee: $50.00-$200.00
Renewal: one time
Type: permit

Compliant with Unified Development Ordinance Article 6

Building Permit for Modifications

Local Building Standards Department (e.g., Greenville County)
May Apply
Fee: $0.50-$0.50
Renewal: one time
Type: permit

Not typically needed for standard notary office setup

Fire Inspection Certificate

Greenville City Fire Department
May Apply
Fee: $75.00-$75.00
Renewal: annual
Type: permit

Home offices usually exempt unless client visits

Alarm System Permit

Charleston Police Department
May Apply
Fee: $50.00-$50.00
Renewal: annual
Type: permit

Required per county ordinance; registration only

Notary Public Surety Bond

South Carolina Secretary of State
May Apply
Fee: $75.00-$75.00
Renewal: one time
Type: certificate

A $10,000 surety bond is required by state law to protect the public against improper notarial conduct. The bond must be issued by a surety company authorized in South Carolina and filed with the Secretary of State. It remains in effect for the duration of the notary’s 4-year commission unless canceled by the surety for cause.

Errors and Omissions (E&O) Insurance

South Carolina Secretary of State
Required
Fee: $100.00-$300.00
Renewal: one time
Type: certificate

While South Carolina does not legally mandate E&O insurance for notaries, it is strongly recommended. The Secretary of State advises notaries to obtain E&O coverage to protect against claims of negligence or mistakes in notarial acts. This is especially important for LLCs seeking liability protection.

Workers' Compensation Insurance

South Carolina Workers' Compensation Commission
May Apply
Fee: $1000.00-$3000.00
Renewal: one time
Type: certificate

South Carolina law mandates workers’ compensation coverage for employers with four or more employees. Sole proprietors and notaries without employees are exempt. LLC members are not automatically counted as employees unless they elect coverage. Notaries hiring administrative staff or contractors classified as employees must comply.

General Liability Insurance

None (not state-mandated)
Required
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

General liability insurance is not mandated by South Carolina state law for notaries. However, it is strongly recommended to protect against third-party bodily injury or property damage claims (e.g., a client trips in the office). Some commercial landlords or financial institutions may require it as a condition of doing business.

Commercial Auto Insurance

South Carolina Department of Motor Vehicles (SCDMV)
May Apply
Fee: $1200.00-$2500.00
Renewal: one time
Type: certificate

If the notary LLC uses a vehicle for business purposes (e.g., mobile notary services), it must be registered and insured under a commercial auto policy. Personal auto policies typically exclude business use. Coverage must meet South Carolina’s minimum liability limits: $25,000 bodily injury per person, $50,000 per accident, and $25,000 for property damage.

Product Liability Insurance

None
May Apply
Fee: $500.00-$2000.00
Renewal: one time
Type: certificate

Not required by South Carolina law. However, if the LLC sells tangible goods, it may be exposed to product liability claims. Most notaries do not sell products directly to the public, so this is typically not needed. Coverage may be included in broader liability policies.

Liquor Liability Insurance

South Carolina Department of Revenue
May Apply
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

Not applicable to standard notary services. Only required if the LLC holds a retail alcohol license and serves or sells alcoholic beverages. Most notaries do not engage in such activities.

Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: permit

While not all LLCs need an EIN, most Notary public LLCs in South Carolina will need one if they have employees or choose to be taxed as a corporation. Single-member LLCs with no employees may operate without an EIN but will need one to open a business bank account. This is a federal tax administration requirement.

Federal Income Tax Filing Obligation for LLC

Internal Revenue Service (IRS)
Required
Fee: $0.00-$0.00
Renewal: one time
Type: filing

By default, a single-member LLC is disregarded as an entity for federal tax purposes and reports income on the owner’s Form 1040 (Schedule C). A multi-member LLC is treated as a partnership and must file Form 1065. If the LLC elects to be taxed as a corporation (Form 8832), it must file Form 1120. This applies regardless of Notary activity but is based on LLC structure.

OSHA Workplace Safety Requirements

Occupational Safety and Health Administration (OSHA)
May Apply
Renewal: one time
Type: permit

Federal OSHA does not require a formal safety program for small offices, but employers must provide a workplace free from recognized hazards. For a Notary LLC operating from a home or small office, this typically involves minimal requirements (e.g., electrical safety, ergonomics). Employers must also post OSHA’s “Job Safety and Health Protection” poster (available free online).

ADA Title III Compliance for Public Accommodations

Department of Justice (DOJ)
May Apply
Fee: $0.00-$500.00
Renewal: one time
Type: permit

As a service provider, a Notary public LLC is considered a “public accommodation” under ADA Title III. If clients visit the business location, the space must be accessible to individuals with disabilities (e.g., ramps, door width, accessible restrooms if present). Virtual or mobile Notary services with no fixed public location have minimal ADA obligations. Website accessibility may also be interpreted under ADA.

Federal Industry-Specific Licenses (Notary Public)

None (Notary commissions are state-administered)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: license

There is no federal license required to operate as a Notary Public in the United States. Notary commissions are issued exclusively by state governments (in this case, South Carolina Secretary of State). The federal government does not issue or regulate Notary commissions. This entry confirms absence of federal licensing.

Federal Reporting Requirements (BOI - Beneficial Ownership Information)

Financial Crimes Enforcement Network (FinCEN), U.S. Department of Treasury
Required
Fee: $0.00-$0.00
Renewal: one time
Type: filing

Under the Corporate Transparency Act (effective January 1, 2024), LLCs must report beneficial ownership information (BOI) to FinCEN. This includes identifying individuals who own or control 25% or more of the entity. This is a new federal requirement applicable to all LLCs, including Notary businesses, unless an exemption applies (e.g., large operating companies). Notary LLCs are not exempt.

Annual Report Filing for LLC

South Carolina Secretary of State
Required
Fee: $0.00-$0.00
Renewal: one time
Type: permit

All LLCs registered in South Carolina must file an Annual Report with the Secretary of State. The report updates business information such as principal address, registered agent, and management structure. Must be filed online or by mail.

Notary Public Commission Renewal

South Carolina Secretary of State – Notary Division
Required
Fee: $30.00-$30.00
Renewal: one time
Type: license

Notaries in South Carolina are commissioned for a term of 7 years. Renewal requires submitting Form 105A and paying the fee. Must be completed before expiration to avoid lapse in authority.

Notary Bond and Oath Filing (upon initial appointment and renewal)

South Carolina Secretary of State
May Apply
Fee: $50.00-$100.00
Renewal: one time
Type: license

A $7,500 surety bond must be filed with the Secretary of State at the time of application or renewal. The bond protects the public against misconduct. Also requires filing of Oath of Office.

Federal Employer Identification Number (EIN) – Annual Tax Filings

Internal Revenue Service (IRS)
May Apply
Renewal: annual
Type: filing

LLC with employees must file quarterly Form 941 (Employer's Quarterly Federal Tax Return) and annual Form 940 (Federal Unemployment Tax Act). Single-member LLCs without employees may not have recurring federal tax filings beyond personal income reporting. Multi-member LLCs file Form 1065; S-corps file Form 1120-S.

South Carolina Annual Corporate Income Tax and License Fee Return

South Carolina Department of Revenue
May Apply
Fee: $200.00-$200.00
Renewal: annual
Type: filing

All businesses earning income in SC must file Form SC1120 or appropriate return. The license fee is in lieu of corporate income tax for pass-through entities. Due date aligns with federal tax deadline.

Estimated Income Tax Payments

South Carolina Department of Revenue
May Apply
Renewal: varies
Type: permit

Individuals and pass-through entities (like LLCs) must make estimated tax payments if they expect to owe $200 or more in state income tax. Payments cover state income tax on notary income.

Federal Estimated Tax Payments

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: permit

Self-employed individuals, including notaries operating as LLCs, must make quarterly estimated tax payments using Form 1040-ES if they expect to owe $1,000 or more when filing their return.

Record Keeping for Notarial Acts

South Carolina Secretary of State – Notary Division
Required
Renewal: one time
Type: permit

South Carolina law requires notaries to maintain a journal (record book) of all notarial acts. Entries must include date, type of act, identification method, and signer information. Required even if not mandated by employer or law firm.

Display of Notary Commission Certificate

South Carolina Secretary of State
Required
Renewal: one time
Type: permit

The original commission certificate issued by the Secretary of State must be visibly displayed at the location where notarial services are performed.

Labor Law Postings (if employees are hired)

South Carolina Department of Labor, Licensing and Regulation (LLR)
May Apply
Renewal: one time
Type: permit

Employers must display current federal and state labor law posters, including Minimum Wage, OSHA, and EEO notices. Available for download from SC LLR website.

Business License (Local)

Local County or Municipal Government
May Apply
Fee: $50.00-$200.00
Renewal: annual
Type: license

Some counties and cities in South Carolina (e.g., Charleston, Columbia) require a local business license or occupational tax receipt. Check with local clerk for specific requirements.

Sales Tax License Renewal (if selling taxable goods/services)

South Carolina Department of Revenue
May Apply
Renewal: one time
Type: license

Notaries typically do not collect sales tax unless selling supplies (e.g., stamps, journals). If registered, must file periodic returns (monthly, quarterly, or annually).

EPA environmental requirements

Environmental Protection Agency (EPA)
Required
Renewal: one time
Type: permit

Notary public services do not involve hazardous materials, waste disposal, or industrial processes. Therefore, federal EPA regulations (e.g., RCRA, Clean Air Act) do not apply to standard Notary operations. This requirement is included for completeness and to confirm exemption.

FTC compliance with advertising and consumer protection rules

Federal Trade Commission (FTC)
Required
Renewal: one time
Type: permit

The FTC enforces truth-in-advertising standards. A Notary LLC must not make false or misleading claims (e.g., implying affiliation with government beyond certification, guaranteeing legal outcomes). This applies to websites, social media, and printed materials. While not Notary-specific, it is critical for marketing compliance.

OSHA Injury and Illness Recordkeeping (if employees are hired)

Occupational Safety and Health Administration (OSHA)
May Apply
Renewal: one time
Type: permit

Employers with 11 or more employees must maintain OSHA Form 300 (Log of Work-Related Injuries) and post Form 300A annually. Not applicable to most small notary businesses unless they have employees.

Step-by-Step Compliance Guide

  1. As a Rock Hill notary, you must obtain an Employer Identification Number (EIN) from the IRS, which is free of charge.
  2. You are required to comply with FTC Business Identity and Advertising Compliance, with no initial fee associated with this requirement.
  3. Professional Liability / Errors & Omissions Insurance is required, with costs ranging from $500.00 to $2000.00 as determined by your insurance provider.
  4. Federal Income Tax Filing for LLCs is a necessary step, and the fee can vary depending on your specific tax situation.
  5. Ensure you fulfill Federal Tax Filing Obligations for LLCs, as the associated fees will vary based on your income and deductions.
  6. You must adhere to Federal Reporting Requirements – Beneficial Ownership Information (BOI) as mandated by the Financial Crimes Enforcement Network (FinCEN).
  7. File Federal Income Tax Return (Form 1065 or 1120S) annually, with costs ranging from $300.00 to $600.00.
  8. Comply with FTC Endorsement Guides and Advertising Compliance to ensure your marketing practices are legally sound.

Common Mistakes to Avoid

  • Failing to obtain an EIN before operating as a business can lead to penalties from the IRS.
  • Ignoring FTC advertising rules can result in legal action and fines from the Federal Trade Commission.
  • Not filing federal income taxes on time will incur penalties and interest charges from the IRS.
  • Skipping Professional Liability Insurance leaves you personally liable for errors or omissions in your notary work.
  • Assuming the NNA provides a federal license; it only offers resources and advocacy for notaries.

Frequently Asked Questions

What is the cost of Professional Liability Insurance?

Professional Liability / Errors & Omissions Insurance costs between $500.00 and $2000.00, and is a one-time requirement, though you'll need to renew the policy periodically with your insurer.

Is there a fee for obtaining an EIN?

No, obtaining an Employer Identification Number (EIN) from the IRS is free of charge; however, you must follow the IRS application process.

What does the FTC Business Identity and Advertising Compliance entail?

This requirement from the Federal Trade Commission ensures transparency in your business practices and advertising, and currently has no associated fee.

How often do I need to file federal income taxes?

If operating as an LLC, you will need to file Federal Income Tax Return (Form 1065 or 1120S) annually, with a filing fee that typically ranges from $300.00 to $600.00.

What are the Federal Reporting Requirements – Beneficial Ownership Information?

The Financial Crimes Enforcement Network (FinCEN) requires reporting of beneficial ownership information to prevent financial crimes, and the fee for this varies.

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