Complete guide to permits and licenses required to start a chiropractic in Memphis, TN. Fees, renewal cycles, and agency contacts.
Required for employers with 5 or more employees in Tennessee. However, all employers in the construction industry must carry coverage regardless of number of employees. Chiropractors are not in construction, so threshold is 5 employees. Sole proprietors without employees are exempt from mandatory coverage but may elect to cover themselves.
Not legally required by the state of Tennessee for chiropractic businesses. However, it is strongly recommended and often required by landlords, lenders, or professional associations. May be mandated in commercial leases or contracts.
First report is due the quarter after the employer becomes liable.
The LLC’s tax classification (disregarded entity, partnership, S‑Corp, C‑Corp) determines the form.
Even a single employee (owner‑employee) triggers these filings.
Required for all LLCs. Must file Articles of Organization online or by mail. Annual Report required separately.
Applies to all LLCs. Filing maintains good standing.
Prerequisites: Graduation from CCE-accredited chiropractic college, passing NBCE Parts I-IV exams, TN jurisprudence exam, 1 year clinical residency or equivalent. Applies to practitioners, not business entity.
Required for each physical location where chiropractic services provided. Must be supervised by licensed TN chiropractor. Application includes facility inspection.
Required if LLC uses trade name/DBA. File in each county where business operates. Not required if using exact legal name.
Most chiropractic practices exempt unless selling products. Local business tax license may also apply via county/municipal clerk.
Chiropractic services are generally not subject to sales tax in Tennessee. However, if the business sells tangible personal property (e.g., orthotics, supplements), a sales tax permit is required. See Tenn. Code Ann. § 67-6-201 and T.D.O.R. Rule 1320-05-01-.131.
Required for all employers in Tennessee who withhold wages. Applies regardless of business type. Includes state income tax withholding. See Tenn. Code Ann. § 67-1103.
Employers must register with the Tennessee Department of Labor. The tax rate varies by experience rating (new employers typically pay 2.7%). See Tenn. Code Ann. § 50-7-203.
All corporations and LLCs doing business in Tennessee must file franchise and excise taxes annually. Chiropractic LLCs are subject to both. Excise tax is 6.5% of net earnings; franchise tax is 0.25% of net worth, minimum $100. See Tenn. Code Ann. § 67-4-2014 and § 67-4-1001.
Tennessee requires all businesses to obtain a local business tax (privilege) license in each jurisdiction where they operate. For example, Nashville Metro Government charges $15 for the first $3,000 of gross receipts and $1 per $3,000 thereafter. See Tenn. Code Ann. § 67-4-702.
While Tennessee does not explicitly mandate professional liability insurance by statute for chiropractors, the Tennessee Board of Chiropractic Examiners strongly recommends it, and many malpractice carriers are required to report claims to the Board. Additionally, hospitals, clinics, and third-party payers often require proof of coverage. Not carrying it may jeopardize professional standing.
Tennessee requires a $25,000 surety bond for each chiropractor applicant as a condition of licensure. This applies to individuals, not entities. However, if the LLC is operating under a trade name or the owner is the licensed chiropractor, the bond is still required at the individual level. The bond protects patients against fraudulent or unlawful acts. See Rule 1080-01-.01(3)(a).
Required for any vehicle registered to the business or used for business purposes. Minimum liability coverage: $25,000 bodily injury per person, $50,000 per accident, $15,000 for property damage (25/50/15). Applies to all registered motor vehicles in Tennessee.
Not legally required by Tennessee for chiropractic businesses. However, if the business sells or distributes products (e.g., braces, supplements), it faces potential liability under product liability law. While not mandated, it is strongly recommended and may be required by distributors or retailers. No state-mandated policy exists.
Only applicable if the chiropractic business hosts events where alcohol is served or sold. This is highly uncommon for chiropractic practices. The Tennessee Alcoholic Beverage Commission (TABC) may require liquor liability insurance for businesses with alcohol permits, but chiropractic clinics do not typically require such permits.
All LLCs that will have employees, open a bank account, or file any federal tax return must obtain an EIN.
All chiropractors practicing in Tennessee must obtain an NPI. The NPI is required by HIPAA and CMS for electronic transactions. Must be renewed every 3 years. See 42 U.S.C. § 1395x and CMS NPI Rule.
All businesses operating in unincorporated areas of Tennessee counties require a county business license (privilege tax). Specific fee schedules set by each county legislative body. Chiropractic services classified under professional services.
Required for businesses within municipal boundaries. Must check specific city code (e.g., Nashville Code Sec. 5.04. Nashville requires classification under NAICS 621310 for chiropractors).
Chiropractic offices typically permitted in professional office (OP) or commercial zones. Verify with local zoning map and ordinance (e.g., Davidson County Zoning Resolution Sec. 17.36).
Required for interior build-out or alterations to leased/commercial space. Must comply with International Building Code as adopted locally.
Must comply with local sign ordinance (e.g., unified sign regulations limiting size, height, illumination).
Verifies compliance with fire codes (e.g., NFPA standards, exits, extinguishers). Annual inspections may apply for assembly occupancies.
Many cities have false alarm reduction ordinances requiring permits and registration.
Generally not required for chiropractic offices (no food handling). May apply if offering massage therapy with sanitation requirements.
No separate "permit" but must demonstrate compliance via site plan. Traffic study may be required for high-volume locations.
Limited clients, no external signage, no employees typical restrictions. Chiropractic may be restricted due to client visits.
Self‑insured employers must file a separate annual certification.
Applicable to all employers with one or more employees.
Includes Tennessee Minimum Wage, Unemployment Insurance, Workers’ Compensation, and Anti‑Discrimination posters.
The license number and expiration date must be legible.
Inspection covers infection control, waste disposal, and facility cleanliness.
Ensure fire extinguishers are inspected and tagged annually; maintain clear egress paths.
LLCs are pass‑through entities by default; owners must also pay self‑employment tax on net earnings.
Includes Bloodborne Pathogens standard (29 CFR 1910.1030) because of sharps handling; requires an Exposure Control Plan and annual training.
Small employers with fewer than 10 employees are exempt unless a specific OSHA standard requires otherwise.
Chiropractic offices must provide accessible entrances, parking, examination rooms, and communication aids.
Chiropractic clinics that use X‑ray equipment may generate hazardous chemicals (e.g., developer solutions) subject to EPA rules.
Electronic records must be backed up and accessible for inspection.
Include invoices, receipts, payroll records, and tax filings.
Report changes in practice address, ownership, or contact information.
Claims about treatment effectiveness must be supported by competent and reliable scientific evidence.
Includes requirements for overtime pay (time‑and‑a‑half after 40 hours/week) and recordkeeping of hours worked.
Electronic completion is permitted if the system meets USCIS requirements.
The clinic must also comply with FDA’s Radiation Emitting Products regulations and maintain a Quality System for the device.
Includes requirements for a Notice of Privacy Practices, breach notification, and safeguards.
Most small clinics outsource waste disposal; they must ensure the carrier holds a valid HAZMAT endorsement.
Most standard commercial Wi‑Fi equipment is already FCC‑certified; ensure devices are not modified.
The report must be filed online through the Secretary of State portal. No separate filing for LLCs that are taxed as S‑Corp or Partnership.
Renewal is required for each individual chiropractor. The LLC must ensure all employed chiropractors keep their licenses current.
12 CE hours required every two years, including at least 3 hours of ethics. Online or in‑person courses approved by the BCE are acceptable.
If the LLC is taxed as a partnership, the filing is still required at the entity level.
If the prior year tax liability is less than $1,000, estimated payments are not required.
ADA Title III prohibits discrimination based on disability and requires public accommodations, like a chiropractic office, to be accessible. Compliance ensures equal access for all patients and avoids potential lawsuits from the U.S. Department of Justice, with costs potentially ranging from $0 to $20000.00.
Yes, the Federal Trade Commission (FTC) enforces advertising claims, requiring truthfulness and substantiation of any claims made about your chiropractic services. Failure to comply can lead to enforcement actions and associated fees, which vary depending on the violation.
As an LLC owner, you'll have Federal Income and Self-Employment Tax Obligations to the IRS, requiring you to file and pay taxes on your business income. The specific fees vary based on your income and deductions, and you must file annually.
The Corporate Transparency Act requires many companies, including some LLCs, to report beneficial ownership information to the Financial Crimes Enforcement Network (FinCEN). This helps prevent financial crimes, and fees to comply vary depending on the filing method.
No, obtaining an Employer Identification Number (EIN) from the Internal Revenue Service is free of charge. It’s a necessary step for operating a business, even if you don’t have employees, and can be obtained online through the IRS website.
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