Complete guide to permits and licenses required to start a notary in Knoxville, TN. Fees, renewal cycles, and agency contacts.
Tennessee State Income Tax (Personal) – Registration
Tennessee Department of Revenue
May Apply Renewal: one time
Type: permit
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Local City Business Tax (e.g., Nashville, Memphis, Knoxville)
Respective city finance departments (example: Metro Nashville Finance Department)
May Apply Renewal: one time
Type: registration
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LLC Registration (Articles of Organization)
Tennessee Secretary of State - Business Services Division
Required Fee: $300.00-$300.00
Renewal: one time
Type: registration
Required for all LLCs; filed online or by mail. Annual Report required separately.
LLC Annual Report
Tennessee Secretary of State - Business Services Division
Required Fee: $300.00-$3300.00
Renewal: annual
Type: registration
Combines business entity report with franchise and excise tax filing.
Notary Public Commission
Tennessee County Clerk (all counties); administered by Secretary of State
Required Fee: $52.00-$52.00
Renewal: one time
Type: license
Prerequisites: 18+, TN resident, read Notary Handbook, pass state exam (70% score), $10,000 bond, approved seal. Issued by county clerk where applicant resides.
Notary Public Commission Renewal
Tennessee County Clerk
Required Fee: $36.00-$36.00
Renewal: biennial
Type: license
New exam required every 4 years; new bond and seal required. Online renewal available.
Assumed Name (DBA) Registration
Tennessee Secretary of State - Business Services Division
May Apply Fee: $20.00-$20.00
Renewal: one time
Type: registration
Required if LLC operates under trade name/DBA. Renews every 8 years.
Tennessee Taxpayer Registration (Sales/Use Tax if applicable)
Tennessee Department of Revenue - Business Tax Division
May Apply Renewal: one time
Type: registration
Notary services are not subject to sales tax; registration only if offering taxable products/services.
Tennessee Sales & Use Tax Permit
Tennessee Department of Revenue
May Apply Fee: $0.00-$0.00
Renewal: one time
Type: registration
Notary services themselves are not taxable, but any sale of taxable goods triggers the need for a permit.
Tennessee Franchise & Excise Tax Registration & Annual Filing
Tennessee Department of Revenue
Required Renewal: one time
Type: registration
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Tennessee State Unemployment Insurance (SUI) Registration & Quarterly Reporting
Tennessee Department of Labor & Workforce Development
May Apply Renewal: one time
Type: registration
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Tennessee Hall Income Tax (Interest & Dividends) – Registration
Tennessee Department of Revenue
May Apply Fee: $0.00-$0.00
Renewal: one time
Type: registration
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Tennessee State Unemployment Insurance (SUI) Quarterly Report
Tennessee Department of Labor & Workforce Development
May Apply Renewal: varies
Type: filing
Employers must register for SUI and file Form UI‑1 each quarter.
Tennessee Workers’ Compensation Insurance & Annual Report
Tennessee Department of Labor & Workforce Development
May Apply Fee: $0.30-$0.30
Renewal: annual
Type: certificate
Employers must submit the Workers’ Compensation Annual Report (Form WC‑1) and maintain a valid policy.
Federal Employment (Payroll) Tax Filings (Form 941)
Internal Revenue Service (IRS)
May Apply Renewal: varies
Type: filing
Employers must also file annual Form 940 for FUTA and provide W‑2s to employees.
Federal Income Tax Return (Form 1120‑S or 1065)
Internal Revenue Service (IRS)
Required Renewal: annual
Type: filing
LLC may elect to be taxed as a corporation, partnership, or disregarded entity; deadline follows the chosen classification.
County Business License
Tennessee Department of Revenue (via county assessor sites)
May Apply Fee: $15.00-$15.00
Renewal: annual
Type: license
All Tennessee counties require a business license for profit-making activities per TCA § 5-8-102. Notary services classified as business. Check specific county clerk (e.g., Davidson County: https://www.nashville.gov/departments/county-clerk/business-tax)
City Business License
City of [Specific City] (e.g., Nashville)
May Apply Fee: $15.00-$15.00
Renewal: annual
Type: license
Required in all municipalities per TCA § 5-8-102. Examples: Knoxville (https://www.knoxvilletn.gov/business_license), Chattanooga (https://chattanooga.gov/business-licenses). Notary LLC must obtain from city where principal place of business located.
Home Occupation Permit
Local Zoning Board
May Apply Fee: $50.00-$200.00
Renewal: one time
Type: permit
Most cities restrict home businesses (e.g., no client visits, limited signage). Nashville Metro Code § 17.36.320. Check local zoning ordinance via city planning dept.
Zoning Compliance Verification
Local Planning/Zoning Department
May Apply Fee: $0.00-$100.00
Renewal: one time
Type: permit
Notaries often need commercial/office zoning if receiving clients. Verify via county/city planning portal.
Sign Permit
Local Codes or Planning Department
May Apply Fee: $50.00-$50.00
Renewal: one time
Type: permit
Required for permanent signs per local zoning codes (e.g., Chattanooga Code § 38-509).
Federal Labor Law Posters (FLSA, OSHA, EEOC, etc.)
U.S. Department of Labor
May Apply Renewal: one time
Type: permit
Postings must be in a conspicuous place where employees can read them.
Tennessee State Labor Law Posters
Tennessee Department of Labor & Workforce Development
May Apply Renewal: one time
Type: permit
Includes Minimum Wage, Workers’ Compensation, Unemployment Insurance, and other required notices.
Notary Public Journal Retention
Tennessee Secretary of State, Notary Division
Required Fee: $20.00-$20.00
Renewal: one time
Type: permit
Each notarization must be recorded; electronic journals are permitted if they meet statutory requirements.
LLC Corporate Records Retention
Tennessee Secretary of State, Business Services Division
Required Renewal: one time
Type: permit
Records must be accessible at the principal place of business.
Local Business License Renewal (e.g., City of Nashville)
Nashville Office of Business Licensing
May Apply Fee: $50.00-$50.00
Renewal: annual
Type: license
Renewal is filed online; must display the license at the place of business.
Fire/Building Inspection (if operating from commercial space)
Local Fire Marshal / Building Department (e.g., City of Knoxville)
May Apply Fee: $75.00-$75.00
Renewal: annual
Type: permit
Notaries operating from a home office may be exempt, but check local ordinances.
Building Permit for Modifications
Local Building / Codes Department (e.g., Metro Codes Nashville)
May Apply Fee: $50.00-$50.00
Renewal: one time
Type: permit
Applies universally if altering leased/owned commercial space.
Fire Inspection Certificate
Local Fire Department
May Apply Fee: $50.00-$150.00
Renewal: annual
Type: permit
Required for commercial occupancy per International Fire Code adopted locally.
Alarm System Permit
Local Police Department (e.g., Memphis PD)
May Apply Fee: $50.00-$100.00
Renewal: annual
Type: permit
Many cities require registration to reduce false alarms.
Certificate of Occupancy
Local Building Department
May Apply Renewal: one time
Type: permit
Verifies code compliance post-construction.
Workers' Compensation Insurance
Tennessee Department of Labor and Workforce Development
May Apply Fee: $1500.00-$5000.00
Renewal: one time
Type: certificate
Sole proprietors with no employees are exempt. Agricultural workers and certain family members may also be exempt per Tenn. Code Ann. §§ 50‑1‑101‑103.
Notary Public Surety Bond
Tennessee Secretary of State, Notary Division
Required Fee: $50.00-$50.00
Renewal: one time
Type: certificate
Tennessee law (Tenn. Code Ann. § 20‑2‑101) requires a minimum $10,000 surety bond for every notary public, regardless of business structure.
General Liability Insurance
Tennessee Secretary of State – Business Services
Required Fee: $500.00-$1200.00
Renewal: one time
Type: certificate
Tennessee does not require general liability insurance for notary public businesses, but many clients and municipalities prefer it.
Professional Liability (Errors & Omissions) Insurance
Tennessee Department of Commerce & Insurance (guidance)
Required Fee: $500.00-$500.00
Renewal: one time
Type: certificate
While not required by Tennessee law, many notaries obtain E&O insurance to protect against claims of negligence or errors.
Commercial Auto Insurance
Tennessee Department of Safety and Homeland Security
May Apply Fee: $1200.00-$2500.00
Renewal: one time
Type: certificate
Tennessee law (Tenn. Code Ann. § 55‑6‑101) requires commercial auto liability coverage for any vehicle used in the conduct of business.
Product Liability Insurance
Tennessee Department of Commerce and Insurance
Required Fee: $1000.00-$3000.00
Renewal: one time
Type: certificate
Only relevant if the LLC sells physical products; a traditional notary public service does not involve product liability.
Liquor Liability Insurance
Tennessee Alcoholic Beverage Commission
Required Renewal: one time
Type: certificate
Required only for businesses that manufacture, sell, or serve alcoholic beverages; not relevant to a notary public LLC.
Employer Identification Number (EIN)
Internal Revenue Service (IRS)
Required Renewal: one time
Type: registration
All LLCs, even single‑member, must obtain an EIN to file federal taxes, open bank accounts, and hire employees.
Federal Income Tax Filing – LLC Classification
Internal Revenue Service (IRS)
Required Fee: $200.00-$200.00
Renewal: annual
Type: permit
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OSHA Workplace Safety – General Duty Clause
Occupational Safety and Health Administration (OSHA)
May Apply Fee: $500.00-$500.00
Renewal: one time
Type: permit
A notary public operating alone with no employees generally not subject, but if the LLC hires staff or uses a public office, OSHA standards apply.
Americans with Disabilities Act (ADA) Public Accommodations Compliance
Department of Justice (DOJ) – Civil Rights Division
May Apply Fee: $1000.00-$1000.00
Renewal: one time
Type: permit
Ensures that office space, signage, and any online appointment system are accessible to individuals with disabilities.
Environmental Protection Agency (EPA) Compliance – Hazardous Materials
Environmental Protection Agency (EPA)
May Apply Fee: $0.00-$0.00
Renewal: one time
Type: permit
Most notary offices do not handle hazardous materials; this requirement is generally not applicable.
Federal Trade Commission (FTC) Advertising and Consumer Protection
Federal Trade Commission (FTC)
Required Fee: $0.00-$0.00
Renewal: one time
Type: permit
Notary advertisements must not be deceptive; must clearly state services offered, fees, and any licensing status.
Department of Labor – Wage and Hour (Fair Labor Standards Act)
U.S. Department of Labor (DOL) – Wage and Hour Division
May Apply Fee: $100.00-$100.00
Renewal: one time
Type: permit
Covers minimum wage, overtime, recordkeeping, and child labor provisions.
Department of Labor – I‑9 Employment Eligibility Verification
U.S. Department of Labor (DOL) – Wage and Hour Division
May Apply Renewal: one time
Type: permit
Employers must complete Form I‑9 for each employee and retain for 3 years after hire or 1 year after termination.
Department of Labor – Family and Medical Leave Act (FMLA) Coverage
U.S. Department of Labor (DOL) – Employee Benefits Security Administration
May Apply Renewal: one time
Type: permit
Most small notary LLCs will not meet the employee threshold.
Federal Industry‑Specific Licenses – Notary Public
None (No federal license required)
Required Renewal: one time
Type: permit
Notary public commissions are issued by state governments; there is no federal licensing requirement for performing notarial acts.
Tennessee LLC Annual Report
Tennessee Secretary of State - Business Services Division
Required Fee: $300.00-$300.00
Renewal: annual
Type: registration
Filing can be done online via the SOS Direct portal. The report includes basic company information and a $300 fee.
Tennessee Franchise & Excise Tax Return (Form FAE‑170)
Tennessee Department of Revenue
Required Renewal: annual
Type: permit
If the LLC is a pass‑through entity, the tax is paid at the entity level; filing is still required.
Estimated Franchise & Excise Tax Payments
Tennessee Department of Revenue
Required Renewal: varies
Type: filing
If the total tax liability for the year is less than $1,000, estimated payments are not required.
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