Notary Permits & Licenses in Bellevue, WA

Complete guide to permits and licenses required to start a notary in Bellevue, WA. Fees, renewal cycles, and agency contacts.

Washington LLC Registration (Certificate of Formation)

Washington Secretary of State - Corporations and Charities Filing System
Required
Fee: $200.00-$200.00
Renewal: one time
Type: registration

Required for all LLCs; annual report required separately (see below)

Washington LLC Annual Report

Washington Secretary of State - Corporations Division
Required
Fee: $60.00-$60.00
Renewal: annual
Type: registration

Maintains LLC good standing; filed online via CCFS portal

Notary Public Commission

Washington Secretary of State - Notary Division
Required
Fee: $30.00-$30.00
Renewal: biennial
Type: license

Individual requirement for notary services; business structure does not alter

Notary Public Education Requirement

Washington Secretary of State - Notary Division
Required
Fee: $0.00-$0.00
Renewal: one time
Type: permit

5-hour course from state-approved provider; certificate required with application

Notary Public Exam

Washington Secretary of State - Notary Division
Required
Fee: $30.00-$30.00
Renewal: one time
Type: permit

Online proctored exam; 40 multiple-choice questions; retake allowed after 30 days

Notary Public Bond

Washington Secretary of State - Notary Division
Required
Fee: $25.00-$50.00
Renewal: one time
Type: certificate

$10,000 surety bond for 4-year term; obtained from authorized surety company

Statewide Business License (Business License Application)

Washington State Department of Revenue - Business Licensing Service
Required
Fee: $90.00-$90.00
Renewal: one time
Type: license

Master license covers multiple state endorsements; notary public listed as profession

FTC Compliance – Advertising and Consumer Protection

Federal Trade Commission (FTC)
Required
Renewal: one time
Type: permit

The FTC enforces truth-in-advertising rules. Notaries must avoid false or misleading claims (e.g., implying affiliation with government agencies, guaranteeing document legality). If collecting personal data (e.g., IDs), FTC’s Fair Information Practice Principles may apply under the FTC Act’s Section 5 prohibition on unfair/deceptive practices. Notaries using online forms or storing client data should implement reasonable security measures.

DOL Requirements – Wage and Hour, FMLA, I-9 Verification

U.S. Department of Labor (DOL)
May Apply
Renewal: one time
Type: permit

If the LLC hires employees, it must comply with the Fair Labor Standards Act (minimum wage, overtime), Family and Medical Leave Act (if 50+ employees within 75 miles), and Form I-9 verification (Employment Eligibility Verification). Independent contractors (e.g., subcontracted Notaries) must be properly classified to avoid misclassification penalties.

Federal Industry-Specific Licenses

N/A
Required
Fee: $0.00-$0.00
Renewal: one time
Type: license

There are no federal licenses required specifically for operating as a Notary Public. Notary commissions are issued at the state level (Washington Secretary of State). Federal agencies such as FDA, ATF, FCC, DOT, and FAA do not regulate Notary services, as they do not involve food, alcohol, telecommunications, or transportation. This entry confirms absence of federal licensing.

Trade Name Registration (DBA)

Washington Department of Revenue - Business Licensing Service
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: registration

Required if using assumed/trade name; renewable with business license

Washington State Sales Tax Registration

Washington State Department of Revenue
May Apply
Renewal: one time
Type: registration

Notary services themselves are not subject to sales tax in Washington. However, if the LLC sells taxable items (e.g., copies, forms, shipping), a sales tax license is required. See WAC 458-20-157 for exemptions.

Business License Application (Combined Tax Registration)

Washington State Department of Revenue
Required
Fee: $19.00-$19.00
Renewal: one time
Type: registration

The Business License Application (BLA) registers the business for multiple tax accounts including sales tax, B&O tax, and others. Required for all businesses in Washington, including LLCs providing notary services.

Business and Occupation (B&O) Tax Registration

Washington State Department of Revenue
Required
Renewal: one time
Type: registration

All businesses in Washington, including notary LLCs, must register for B&O tax. Notary services are classified under 'Service and Other Activities' with a tax rate of 0.138%. No B&O tax is due if gross income is below $12,000 annually, but registration may still be required.

Employer Withholding Tax Registration

Washington State Department of Revenue
May Apply
Renewal: one time
Type: registration

Required for all employers in Washington. Includes withholding state taxes from employee wages. Separate from federal withholding requirements.

Unemployment Insurance Tax Registration

Washington State Employment Security Department
May Apply
Fee: $68500.00-$68500.00
Renewal: one time
Type: registration

All employers in Washington must register with ESD and pay unemployment insurance taxes. Not required for sole proprietors or single-member LLCs without employees.

Local Business and Occupation (B&O) Tax or City License

Local City or County Government
May Apply
Fee: $37.50-$37.50
Renewal: one time
Type: registration

Some cities in Washington (e.g., Seattle, Bellevue) impose local B&O taxes or require business licenses. Not all jurisdictions do. Check with local city/county treasurer or business license office. Example: Seattle requires a business license even for home-based businesses.

Federal Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: registration

Single-member LLCs with no employees may use the owner's SSN, but most choose to get an EIN for banking and liability separation. Required for multi-member LLCs or those filing employment taxes.

Notary Public Commission and Bond

Washington State Department of Licensing / Secretary of State
Required
Fee: $50.00-$100.00
Renewal: one time
Type: permit

All notaries in Washington must be commissioned by the Secretary of State and maintain a $10,000 surety bond. Commissions are valid for 4 years. The bond may be held personally or by the LLC if operating under a business name. Notarization cannot be performed without active commission.

Seattle Business License

City of Seattle - Finance and Administrative Services
Required
Fee: $55.00-$55.00
Renewal: annual
Type: license

Required for all businesses operating within Seattle city limits; notary services fall under general business license

Seattle Home Occupation Permit (if home-based)

City of Seattle - Department of Construction and Inspections
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Must comply with home occupation standards (e.g., no external signage, limited traffic); zoning review required

King County Business License

King County - Department of Local Services
May Apply
Fee: $25.00-$25.00
Renewal: annual
Type: license

Not required if within Seattle city limits; notary not exempt

King County Zoning Compliance (unincorporated areas)

King County - Department of Local Services, Permitting Division
May Apply
Fee: $200.00-$200.00
Renewal: one time
Type: permit

Home occupations allowed in most residential zones with limits on clients/traffic; professional offices like notary typically permitted

Seattle Sign Permit

City of Seattle - Department of Construction and Inspections
May Apply
Fee: $5.50-$5.50
Renewal: one time
Type: permit

Required for permanent signs; temporary/portable signs may have separate rules

Seattle Fire Inspection for Commercial Space

City of Seattle - Seattle Fire Department
May Apply
Fee: $200.00-$200.00
Renewal: one time
Type: permit

Notary office typically low hazard; annual inspection may apply for assembly occupancy

Federal Reporting Requirements – Beneficial Ownership Information (BOI)

Financial Crimes Enforcement Network (FinCEN), U.S. Department of Treasury
May Apply
Renewal: one time
Type: filing

Under the Corporate Transparency Act (effective January 1, 2024), most LLCs must report beneficial ownership information (name, DOB, address, ID number) to FinCEN. Notaries operating as LLCs are subject to this unless exempt. This is a new federal requirement aimed at combating money laundering. Reporting is done via FinCEN’s BOI E-Filing system.

Annual Report for LLC

Washington Secretary of State
Required
Fee: $71.00-$71.00
Renewal: annual
Type: permit

All LLCs registered in Washington must file an Annual Report each year to maintain active status. The report includes business address, registered agent, and principal business activities.

Washington State Notary Public Commission Renewal

Washington Secretary of State - Notary Division
Required
Fee: $30.00-$30.00
Renewal: one time
Type: license

Notary commissions in Washington are valid for 6 years. Renewal must be submitted within 90 days before expiration. Requires updated oath of office and filing with the county auditor.

File Oath of Office with County Auditor upon Notary Commission Renewal

Washington Secretary of State - Notary Division
Required
Fee: $20.00-$20.00
Renewal: one time
Type: license

After renewing the commission, the notary must file the Oath of Office with the county auditor of the county in which they reside or conduct business. Fee varies by county.

Seattle Alarm Permit (Burglar/Fire Alarm)

City of Seattle - Seattle Police Department
May Apply
Fee: $50.00-$100.00
Renewal: annual
Type: permit

Registration required to avoid excessive false alarm fees

Spokane Business License

City of Spokane - Business License Office
May Apply
Fee: $100.00-$100.00
Renewal: annual
Type: license

General business license required; notary services included

Spokane County Business License (Unincorporated)

Spokane County - Treasurer's Office
May Apply
Fee: $25.00-$25.00
Renewal: annual
Type: license

Simple registration; no zoning permit listed specifically for home notary

Tacoma Business License

City of Tacoma - Finance Department
May Apply
Fee: $100.00-$100.00
Renewal: annual
Type: license

All businesses must license; home occupation endorsement available

Washington State Notary Public Bond

Washington Secretary of State
Required
Fee: $100.00-$100.00
Renewal: one time
Type: certificate

A $10,000 surety bond is required for all notaries public in Washington to protect the public from financial loss due to improper notarial conduct. The bond is filed with the Washington Secretary of State and remains in effect for the duration of the 4-year commission. The bond is not insurance for the notary; it is a financial guarantee to the state.

Workers' Compensation Insurance (L&I Coverage)

Washington State Department of Labor & Industries (L&I)
May Apply
Fee: $1.50-$3.00
Renewal: one time
Type: certificate

All employers in Washington with one or more employees (including corporate officers and LLC members who perform work) must obtain workers' compensation coverage through the state's L&I program. Sole proprietors and single-member LLC owners without employees are exempt from mandatory coverage but may elect to cover themselves. Notaries with employees must enroll immediately upon hire.

General Liability Insurance

None (not mandated by state law)
May Apply
Fee: $500.00-$1500.00
Renewal: one time
Type: certificate

Washington does not mandate general liability insurance for notaries. However, mobile notaries or those operating from a physical location may face third-party requirements. Strongly recommended to protect against claims of property damage or bodily injury.

Professional Liability / Errors & Omissions Insurance

None
Required
Fee: $600.00-$1500.00
Renewal: one time
Type: certificate

While not mandated by Washington law, the Secretary of State strongly recommends that all notaries obtain errors and omissions (E&O) insurance to protect against claims of negligence or improper notarization. This is separate from the required surety bond, which protects the public, not the notary.

Commercial Auto Insurance

Washington State Department of Licensing (DOL)
May Apply
Fee: $1200.00-$2500.00
Renewal: one time
Type: certificate

Washington law requires all motor vehicles operated on public roads to be covered by liability insurance. If the LLC owns or leases a vehicle used for mobile notary services, commercial auto insurance is legally required. Personal auto policies may not cover business use; a commercial policy is necessary if the vehicle is used primarily for business.

Employer Identification Number (EIN)

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: permit

While not all single-member LLCs without employees need an EIN immediately, it is strongly recommended. A Notary operating as an LLC may need an EIN to open a business bank account or comply with IRS reporting. Notaries without employees may use their Social Security Number but must still obtain an EIN if they choose corporate taxation or hire staff.

Federal Tax Filing Obligations for LLC

Internal Revenue Service (IRS)
May Apply
Renewal: one time
Type: filing

A Notary operating as an LLC must file federal income taxes according to its elected classification. If no election is made, single-member LLCs are disregarded entities (reported on owner’s Form 1040 via Schedule C), and multi-member LLCs are treated as partnerships (Form 1065). Electing corporate status requires Form 8832 and triggers corporate return filing (Form 1120 or 1120S). Self-employment tax applies to net earnings.

OSHA Workplace Safety Requirements

Occupational Safety and Health Administration (OSHA)
May Apply
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Notaries operating as LLCs with employees must provide a safe workplace, display OSHA posters, report fatalities or hospitalizations, and maintain injury logs (OSHA Form 300) if over 10 employees or in certain industries. Most small office-based Notaries with few or no employees are exempt from routine recordkeeping but must still comply with general duty clause.

ADA Compliance for Public Accommodations

Department of Justice (DOJ)
May Apply
Renewal: one time
Type: permit

Under Title III of the ADA, Notaries must ensure that individuals with disabilities have equal access to services. This includes physical access to offices (if used), communication access (e.g., assisting clients with vision impairments), and digital accessibility if offering online scheduling or information. Mobile Notaries must ensure service delivery is accessible regardless of location.

EPA environmental requirements

Environmental Protection Agency (EPA)
Required
Fee: $0.00-$0.00
Renewal: one time
Type: permit

Notary services do not typically involve hazardous materials, waste disposal, or regulated emissions. Therefore, federal EPA requirements (e.g., RCRA, CERCLA, Clean Air/Water Acts) do not apply to standard Notary operations. This requirement is included for completeness and to confirm exemption.

Maintain Notary Journal

Washington Secretary of State - Notary Division
Required
Renewal: one time
Type: permit

Washington notaries are required to maintain a chronological journal of all notarial acts. The journal must be kept for at least 10 years after the last entry and stored securely. Electronic journals are permitted if they meet state standards.

Surety Bond Maintenance (for LLC notary business)

Washington Secretary of State - Notary Division
Required
Fee: $75.00-$100.00
Renewal: one time
Type: license

A $10,000 surety bond is required for all notaries at the time of commissioning. The bond must be issued by a surety company authorized in Washington. The bond is filed with the county auditor and remains in effect for the commission period.

Business License Renewal (Washington Business License)

Washington State Department of Revenue
Required
Fee: $19.00-$19.00
Renewal: annual
Type: license

All businesses in Washington, including notary services operated as an LLC, must renew their Business License through the Department of Revenue. The license is issued via the Unified Business Identifier (UBI) system.

Washington State Business Tax Renewal and Reporting

Washington Department of Revenue
May Apply
Renewal: varies
Type: filing

Notary services are generally exempt from B&O tax under the 'service and other activities' classification (RCW 82.04.290). However, if the LLC offers additional taxable services (e.g., document preparation), B&O tax may apply. Sales tax is not collected on notary fees. Filing frequency is determined by the Department of Revenue.

Federal Employer Identification Number (EIN) Annual Filings

Internal Revenue Service (IRS)
May Apply
Fee: $0.00-$0.00
Renewal: annual
Type: filing

An LLC taxed as a disregarded entity with no employees may not have annual federal filing obligations beyond personal tax returns. If the LLC has employees or elects corporate taxation, annual federal tax returns (e.g., Form 1120, 1065) are required. Estimated quarterly tax payments (Form 1040-ES) may be required for self-employed income.

Display Notary Commission Certificate

Washington Secretary of State - Notary Division
Required
Renewal: one time
Type: permit

The notary must display their current commission certificate in a visible location when performing notarial acts. If operating from a home office or mobile service, digital display or physical copy must be available upon request.

Labor Law Postings (if employees are hired)

Washington State Department of Labor & Industries
May Apply
Renewal: one time
Type: permit

Employers in Washington must display current labor law posters, including minimum wage, workers' compensation, and equal opportunity notices. Posters are available for free download from L&I. Failure to post may result in penalties.

Workers' Compensation Insurance Registration and Premium Payments

Washington State Department of Labor & Industries
May Apply
Renewal: one time
Type: certificate

All employers in Washington must carry workers' compensation insurance through L&I. Employers must register with L&I and pay premiums based on payroll and job classification. Sole proprietors may elect coverage but are not required unless they have employees.

Continuing Education for Notaries

Washington Secretary of State - Notary Division
Required
Renewal: one time
Type: certificate

Washington does not currently require continuing education for notaries. However, the Secretary of State provides training materials and updates for best practices. Notaries are encouraged to review state guidelines regularly.

Fire or Health Inspections

Local City or County Health/Fire Department
May Apply
Renewal: one time
Type: permit

Most home-based notary businesses are exempt from routine fire or health inspections. If operating from a commercial space, local jurisdictions may require periodic inspections. Contact local building or fire marshal for requirements.

Record Retention for Business and Notary Records

Washington Secretary of State - Notary Division
Required
Renewal: one time
Type: permit

Notary journals must be retained for at least 10 years after the last entry. Business records (tax, financial, legal) should be kept for at least 6 years under Washington state law (RCW 23.95.050). Electronic records are acceptable if secure and accessible.

Step-by-Step Compliance Guide

  1. First, obtain an Employer Identification Number (EIN) from the Internal Revenue Service, which is required even if you don't plan to hire employees.
  2. Next, ensure compliance with the Federal Trade Commission (FTC) regarding business identity and advertising practices, as this is a mandatory requirement.
  3. File your Federal Income Tax Return, using Form 1040 with Schedule C or Form 1120‑S, and be prepared for annual filings.
  4. Comply with the Financial Crimes Enforcement Network (FinCEN) regarding Beneficial Ownership Information (BOI) reporting requirements, which are federally mandated.
  5. Secure Professional Liability / Errors & Omissions Insurance, with costs ranging from $500.00 to $2000.00, as a one-time requirement.
  6. Understand your Federal Tax Filing Obligations for your LLC, as the IRS requires this, and fees can vary.
  7. Maintain compliance with the FTC regarding advertising and consumer protection, ensuring all marketing materials are truthful and non-deceptive.
  8. Address Self-Employment Tax for Notary Income, which is a requirement of the IRS and can be substantial.

Common Mistakes to Avoid

  • Assuming a general business license covers all federal requirements for a notary public is incorrect.
  • Ignoring the BOI reporting requirements from FinCEN can lead to significant penalties.
  • Failing to file federal income taxes accurately and on time can result in IRS penalties.
  • Believing that the National Notary Association (NNA) provides a federal license is a misunderstanding of their role.
  • Overlooking FTC advertising compliance rules can lead to legal issues and fines.

Frequently Asked Questions

What is the cost of Professional Liability Insurance?

Professional Liability / Errors & Omissions Insurance through the IRS ranges from $500.00 to $2000.00 and is a one-time expense.

Is there a fee for obtaining an EIN?

No, obtaining an Employer Identification Number (EIN) from the Internal Revenue Service is free; however, you must maintain accurate records for tax purposes.

How often do I need to file federal income taxes?

Federal Income Tax filing for LLCs is required one time, but you may also need to file annually using Form 1065 or 1120S, with fees ranging from $300.00 to $600.00.

What does the FTC require of my business?

The Federal Trade Commission (FTC) requires compliance with business identity and advertising rules, as well as consumer protection regulations, and fees can vary.

What are the Beneficial Ownership Information (BOI) reporting requirements?

The Financial Crimes Enforcement Network (FinCEN) requires reporting of Beneficial Ownership Information (BOI) to prevent financial crimes; fees for this reporting can vary.

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